{"id":7176,"date":"2024-02-20T13:57:01","date_gmt":"2024-02-20T13:57:01","guid":{"rendered":"https://www.tvscredit.com/?page_id=7176"},"modified":"2026-04-10T15:46:26","modified_gmt":"2026-04-10T10:16:26","slug":"gold-loans-eligibility-and-documents","status":"publish","type":"page","link":"https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/","title":{"rendered":"Eligibility and Documents"},"content":{"rendered":"\u003cp\u003e\u0026nbsp;\u003c/p\u003e\u003csection class=\u0022doc-requir dots_bg pdt-2 pdb-2\u0022\u003e\u003cdiv class=\u0022documents_required\u0022\u003e\u003cdiv class=\u0022documents_required_tab\u0022\u003e\u003cdiv class=\u0022container\u0022\u003e\u003cdiv class=\u0022commn_head fadeIn wow animated\u0022 style=\u0022visibility: visible; -webkit-animation-delay: 0.5s; -moz-animation-delay: 0.5s; animation-delay: 0.5s;\u0022 data-wow-delay=\u00220.5s\u0022\u003e\u003ch1 class=\u0022mortgage_txt\u0022 data-en=\u0027Gold Loan Eligibility Criteria\u0027 Localize=\u0027true\u0027\u003eगोल्ड लोन पात्रता मानदंड\u003c/h1\u003e\u003cp data-en=\u0027Take the hassle-free step towards meeting your financial needs, by checking your Gold Loan eligibility.\u0027 Localize=\u0027true\u0027\u003eअपनी गोल्ड लोन पात्रता चेक करके, अपनी फाइनेंशियल ज़रूरतों को पूरा करने के लिए आसानी से कदम उठाएं.\u003c/p\u003e\u003c/div\u003e\u003cdiv id=\u0022nav-tabContent1\u0022 class=\u0022tab-content \u0022\u003e\u003cdiv id=\u0022documents-nav-1\u0022 class=\u0022tab-pane fade active show\u0022 role=\u0022tabpanel\u0022 aria-labelledby=\u0022nav-1-tab\u0022\u003e\u003cdiv class=\u0022documents_required-content\u0022\u003e\u003cdiv class=\u0022IRC_table\u0022\u003e\u003ctable class=\u0022table\u0022 style=\u0022height: 149px;\u0022 width=\u0022309\u0022\u003e\u003cthead\u003e\u003ctr\u003e\u003cth data-en=\u0027Parameters\u0027 Localize=\u0027true\u0027\u003eपैरामीटर\u003c/th\u003e\u003cth data-en=\u0027Criteria\u0027 Localize=\u0027true\u0027\u003eमानदंड\u003c/th\u003e\u003c/tr\u003e\u003c/thead\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027Nationality\u0027 Localize=\u0027true\u0027\u003eराष्ट्रीयता\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u0027Indian\u0027 Localize=\u0027true\u0027\u003eभारतीय\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027Age\u0027 Localize=\u0027true\u0027\u003eआयु\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u002718 – 65 years*\u0027 Localize=\u0027true\u0027\u003e18-65 साल*\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027KYC\u0027 Localize=\u0027true\u0027\u003eकेवाईसी\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u0027Officially Valid Documents\u0027 Localize=\u0027true\u0027\u003eआधिकारिक रूप से मान्य डॉक्यूमेंट\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/section\u003e\u003csection class=\u0022eligibility_sec pdt-0 pdb-2 dots_bg\u0022\u003e\u003cdiv class=\u0022documents_required\u0022\u003e\u003cdiv class=\u0022documents_required_tab\u0022\u003e\u003cdiv class=\u0022container\u0022\u003e\u003cdiv class=\u0022commn_head fadeIn wow animated\u0022 style=\u0022visibility: visible; -webkit-animation-delay: 0.5s; -moz-animation-delay: 0.5s; animation-delay: 0.5s;\u0022 data-wow-delay=\u00220.5s\u0022\u003e\u003ch2 data-en=\u0027What are the Documents Required for Gold Loan?\u0027 Localize=\u0027true\u0027\u003eगोल्ड लोन के लिए आवश्यक डॉक्यूमेंट कौन से हैं?\u003c/h2\u003e\u003cp data-en=\u0027Once you are eligible, submit the following documents to get one step closer to your smooth financial journey.\u0027 Localize=\u0027true\u0027\u003eपात्र होने के बाद, आसानी से अपनी फाइनेंशियल सुविधा पाने के लिए निम्नलिखित डॉक्यूमेंट जमा करें.\u003c/p\u003e\u003c/div\u003e\u003cdiv id=\u0022nav-tabContent1\u0022 class=\u0022tab-content \u0022\u003e\u003cdiv id=\u0022documents-navs-1\u0022 class=\u0022tab-pane fade active show\u0022 role=\u0022tabpanel\u0022 aria-labelledby=\u0022nav-1-tabs\u0022\u003e\u003cdiv class=\u0022documents_required-content\u0022\u003e\u003cdiv class=\u0022IRC_table\u0022\u003e\u003ctable class=\u0022table\u0022\u003e\u003cthead\u003e\u003ctr\u003e\u003cth data-en=\u0027Type\u0027 Localize=\u0027true\u0027\u003eप्रकार\u003c/th\u003e\u003cth data-en=\u0027Document\u0027 Localize=\u0027true\u0027\u003eडॉक्यूमेंट\u003c/th\u003e\u003c/tr\u003e\u003c/thead\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027Proof of Identity\u0027 Localize=\u0027true\u0027\u003eपहचान का प्रमाण\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u0027Aadhar card, Passport, PAN Card, Voter ID/ Election ID or Driving License.\u0027 Localize=\u0027true\u0027\u003eआधार कार्ड, पासपोर्ट, पैन कार्ड, वोटर आईडी/इलेक्शन आईडी या ड्राइविंग लाइसेंस.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027Proof of Address\u0027 Localize=\u0027true\u0027\u003eपते का प्रमाण\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u0027Utility bills, Rental agreement, or any other valid proof.\u0027 Localize=\u0027true\u0027\u003eयूटिलिटी बिल, रेंटल एग्रीमेंट, या किसी अन्य मान्य प्रूफ.\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd data-label=\u0022Fee\u0022 data-en=\u0027Proof of Ownership\u0027 Localize=\u0027true\u0027\u003eस्वामित्व का प्रमाण\u003c/td\u003e\u003ctd data-label=\u0022Excepteur sint occaecat cupidatat\u0022 data-en=\u0027Invoice or receipt of your Gold purchase.\u0027 Localize=\u0027true\u0027\u003eआपकी गोल्ड की खरीदारी का इनवाइस या रसीद.\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/section\u003e\u003csection class=\u0022How-to-calculate pdt-2 pdb-3\u0022\u003e\u003cdiv class=\u0022container\u0022\u003e\u003cdiv class=\u0022commn_head text-center fadeIn wow\u0022 data-wow-delay=\u00220.5s\u0022\u003e\u003ch2 data-en=\u0027Factors Affecting Gold Loan Eligibility\u0027 Localize=\u0027true\u0027\u003eगोल्ड लोन की पात्रता को प्रभावित करने वाले कारक\u003c/h2\u003e\u003cp data-en=\u0027Here are some factors that may affect your Gold Loan eligibility.\u0027 Localize=\u0027true\u0027\u003eयहां कुछ कारक दिए गए हैं, जो आपकी गोल्ड लोन की पात्रता को प्रभावित कर सकते हैं.\u003c/p\u003e\u003c/div\u003e\u003cdiv class=\u0022ul_sec\u0022\u003e\u003cdiv class=\u0022elgrt-content text-center\u0022\u003e\u003cdiv class=\u0022elgrt_inn\u0022\u003e\u003cdiv class=\u0022offer_box_inn \u0022\u003e\u003cfigure\u003e\u003cimg decoding=\u0022async\u0022 class=\u0022img-fluid\u0022 src=\u0022https://www.tvscredit.com/wp-content/uploads/2023/07/eligibility_icon2.svg\u0022 alt=\u0022offer icon\u0022 /\u003e\u003c/figure\u003e\u003cdiv class=\u0022offer_box_text\u0022\u003e\u003cp\u003e\u003cstrong data-en=\u0027Age\u0027 Localize=\u0027true\u0027\u003eआयु\u003c/strong\u003e\u003c/p\u003e\u003cp data-en=\u0027Minimum 18 years of age/ Maximum age 65 at the age of maturity\u0027 Localize=\u0027true\u0027\u003eन्यूनतम 18 वर्ष/मेच्योरिटी पर अधिकतम आयु 65\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\u0022offer_box_inn\u0022\u003e\u003cfigure\u003e\u003cimg decoding=\u0022async\u0022 class=\u0022img-fluid\u0022 src=\u0022https://www.tvscredit.com/wp-content/uploads/2025/09/eligibility_icon3.svg\u0022 alt=\u0022offer icon\u0022 /\u003e\u003c/figure\u003e\u003cdiv class=\u0022offer_box_text\u0022\u003e\u003cp\u003e\u003cstrong data-en=\u0027Income Stability \u0027 Localize=\u0027true\u0027\u003eआय की स्थिरता \u003c/strong\u003e\u003c/p\u003e\u003cp data-en=\u0027At least, 6 months of work experience at your current organization.\u0027 Localize=\u0027true\u0027\u003eआपकी वर्तमान कंपनी में कम से कम 6 महीने का कार्य अनुभव.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/section\u003e\u003cp\u003e\u003c!-- Digital Partner Section --\u003e\u003cbr /\u003e\u003c!-- End Digital Partner Section --\u003e\u003c/p\u003e\u003cp\u003e\u003c!-- FAQ Section --\u003e\u003c/p\u003e\u003cdiv id=\u0022faqs\u0022 class=\u0022commn_css\u0022\u003e\u003c/div\u003e\u003csection class=\u0022product-faq pdb-5\u0022\u003e\u003cdiv class=\u0022container\u0022\u003e\u003cdiv class=\u0022commn_head\u0022\u003e\u003ch2 data-en=\u0027Frequently Asked Questions\u0027 Localize=\u0027true\u0027\u003eअक्सर पूछे जाने वाले प्रश्न\u003c/h2\u003e\u003c/div\u003e\u003cdiv id=\u0022accordion\u0022\u003e\u003cdiv class=\u0022card\u0022\u003e\u003cdiv class=\u0022card-header\u0022\u003e\u003ca class=\u0022collapsed card-link accordion-title\u0022 href=\u0022#collapse1\u0022 data-bs-toggle=\u0022collapse\u0022 data-en=\u0027 How much Loan can I get against my Gold?\u0027 Localize=\u0027true\u0027\u003e मुझे अपने गोल्ड पर कितना लोन मिल सकता है?\u003cbr /\u003e\u003c/a\u003e\u003c/div\u003e\u003cdiv id=\u0022collapse1\u0022 class=\u0022collapse collapsed\u0022 data-bs-parent=\u0022#accordion\u0022\u003e\u003cdiv class=\u0022card-body\u0022\u003e\u003cp data-en=\u0027The Loan amount is determined based on the value of your Gold. Our expert assessors will guide you throughout a transparent process to ensure you receive the maximum Loan amount possible.\u0027 Localize=\u0027true\u0027\u003eआपके गोल्ड की कीमत के आधार पर लोन की राशि निर्धारित की जाती है. हमारे एक्सपर्ट मूल्यांकनकर्ता पारदर्शी प्रोसेस के दौरान आपका मार्गदर्शन करेंगे, ताकि आपको अधिकतम लोन राशि प्राप्त हो सके.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\u0022card\u0022\u003e\u003cdiv class=\u0022card-header\u0022\u003e\u003ca class=\u0022collapsed card-link accordion-title\u0022 href=\u0022#collapse2\u0022 data-bs-toggle=\u0022collapse\u0022 data-en=\u0027 Can I repay the Loan in EMIs?\u0027 Localize=\u0027true\u0027\u003e क्या ईएमआई में लोन का पुनर्भुगतान किया जा सकता है?\u003cbr /\u003e\u003c/a\u003e\u003c/div\u003e\u003cdiv id=\u0022collapse2\u0022 class=\u0022collapse \u0022 data-bs-parent=\u0022#accordion\u0022\u003e\u003cdiv class=\u0022card-body\u0022\u003e\u003cp data-en=\u0027Absolutely! We understand that financial situations differ. So, we offer flexible repayment options, including EMIs, to suit individual preferences and financial capability.\u0027 Localize=\u0027true\u0027\u003eज़रूर! हम समझते हैं कि फाइनेंशियल परिस्थितियां अलग-अलग होती हैं. इसलिए, हम व्यक्तिगत प्राथमिकताओं और फाइनेंशियल क्षमता के अनुसार ईएमआई सहित सुविधाजनक पुनर्भुगतान विकल्प प्रदान करते हैं.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\u0022card\u0022\u003e\u003cdiv class=\u0022card-header\u0022\u003e\u003ca class=\u0022collapsed card-link accordion-title\u0022 href=\u0022#collapse3\u0022 data-bs-toggle=\u0022collapse\u0022 data-en=\u0027 What happens if I am unable to repay the Loan on time?\u0027 Localize=\u0027true\u0027\u003e अगर समय पर लोन का पुनर्भुगतान नहीं हो पाए, तो क्या होगा?\u003cbr /\u003e\u003c/a\u003e\u003c/div\u003e\u003cdiv id=\u0022collapse3\u0022 class=\u0022collapse \u0022 data-bs-parent=\u0022#accordion\u0022\u003e\u003cdiv class=\u0022card-body\u0022\u003e\u003cp data-en=\u0027If you are unable to repay the Loan on time, reach out to our dedicated customer support team. We are here to work with you and help you find a suitable solution.\u0027 Localize=\u0027true\u0027\u003eअगर आप समय पर लोन का पुनर्भुगतान नहीं कर पा रहे हैं, तो हमारी समर्पित कस्टमर सपोर्ट टीम से संपर्क करें. हम आपके साथ काम करने और उचित समाधान ढूंढने में आपकी मदद करने के लिए यहां मौजूद हैं.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\u0022card\u0022\u003e\u003cdiv class=\u0022card-header\u0022\u003e\u003ca class=\u0022collapsed card-link accordion-title\u0022 href=\u0022#collapse4\u0022 data-bs-toggle=\u0022collapse\u0022 data-en=\u0027 How is the Gold monitored after pledging? \u0027 Localize=\u0027true\u0027\u003e गिरवी रखने के बाद गोल्ड की निगरानी कैसे की जाती है? \u003c/a\u003e\u003c/div\u003e\u003cdiv id=\u0022collapse4\u0022 class=\u0022collapse \u0022 data-bs-parent=\u0022#accordion\u0022\u003e\u003cdiv class=\u0022card-body\u0022\u003e\u003cp data-en=\u0027Your peace of mind is our priority. We employ advanced 24*7 monitoring systems to ensure the safety and security of your pledged Gold, providing you with real-time updates and reassurance.\u0027 Localize=\u0027true\u0027\u003eआपकी मन की शांति हमारी प्राथमिकता है. हम आपके गिरवी रखे गए गोल्ड की पूरी सुरक्षा सुनिश्चित करने के लिए एडवांस्ड 24*7 मॉनिटरिंग सिस्टम का उपयोग करते हैं, जो आपको रियल-टाइम अपडेट और आश्वासन प्रदान करते हैं.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/section\u003e","protected":false},"excerpt":{"rendered":"\u003cp data-en=\u0027\u0026nbsp; Gold Loan Eligibility Criteria Take the hassle-free step towards meeting your financial needs, by checking your Gold Loan eligibility. Parameters Criteria Nationality Indian Age 18 – 65 years* KYC Officially Valid Documents What are the Documents Required for Gold Loan? Once you are eligible, submit the following documents to get one step closer to [\u0026hellip;]\u0027 Localize=\u0027true\u0027\u003eगोल्ड लोन पात्रता मानदंड के माध्यम से अपनी गोल्ड लोन पात्रता चेक करें और अपनी फाइनेंशियल ज़रूरतों को पूरा करने के लिए आसानी से लाभ पाएं. पैरामीटर मानदंड राष्ट्रीयता भारतीय आयु 18 – 65 वर्ष* केवाईसी आधिकारिक रूप से मान्य डॉक्यूमेंट गोल्ड लोन के लिए आवश्यक डॉक्यूमेंट कौन से हैं? पात्र होने के बाद, एक कदम और आगे बढ़ने के लिए निम्नलिखित डॉक्यूमेंट सबमिट करें और पाएं [...]\u003c/p\u003e","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates/page-generic.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7176","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\u003c!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https://yoast.com/wordpress/plugins/seo/ --\u003e\u003ctitle data-en=\u0027Eligibility Criteria and Documents Required for Gold Loan\u0027 Localize=\u0027true\u0027\u003eगोल्ड लोन के लिए पात्रता मानदंड और आवश्यक डॉक्यूमेंट\u003c/title\u003e\u003cmeta name=\u0022description\u0022 content=\u0022टीवीएस क्रेडिट के गोल्ड लोन के लिए आवश्यक पात्रता मानदंड और डॉक्यूमेंट तुरंत देखें: 2 में मिनट अप्रूवल, ईएमआई पर कोई लागत नहीं, कम से कम डॉक्यूमेंटेशन और ज़ीरो डाउन पेमेंट.\u0022 /\u003e\u003cmeta name=\u0022robots\u0022 content=\u0022index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\u0022 /\u003e\u003clink rel=\u0022canonical\u0022 href=\u0022https://www.tvscredit.com/hindi/loans/gold-loans/eligibility-and-documents/\u0022 /\u003e\u003cmeta property=\u0022og:locale\u0022 content=\u0022hi_IN\u0022 /\u003e\u003cmeta property=\u0022og:type\u0022 content=\u0022article\u0022 /\u003e\u003cmeta property=\u0022og:title\u0022 content=\u0022गोल्ड लोन के लिए पात्रता मानदंड और आवश्यक डॉक्यूमेंट\u0022 /\u003e\u003cmeta property=\u0022og:description\u0022 content=\u0022टीवीएस क्रेडिट के गोल्ड लोन के लिए आवश्यक पात्रता मानदंड और डॉक्यूमेंट तुरंत देखें: 2 में मिनट अप्रूवल, ईएमआई पर कोई लागत नहीं, कम से कम डॉक्यूमेंटेशन और ज़ीरो डाउन पेमेंट.\u0022 /\u003e\u003cmeta property=\u0022og:url\u0022 content=\u0022https://www.tvscredit.com/hindi/loans/gold-loans/eligibility-and-documents/\u0022 /\u003e\u003cmeta property=\u0022og:site_name\u0022 content=\u0022TVS Credit\u0022 /\u003e\u003cmeta property=\u0022article:modified_time\u0022 content=\u00222026-04-10T10:16:26+00:00\u0022 /\u003e\u003cmeta property=\u0022og:image\u0022 content=\u0022https://www.tvscredit.com/wp-content/uploads/2023/07/eligibility_icon2.svg\u0022 /\u003e\u003cmeta name=\u0022twitter:card\u0022 content=\u0022summary_large_image\u0022 /\u003e\u003cmeta name=\u0022twitter:label1\u0022 content=\u0022Est. reading time\u0022 /\u003e\u003cmeta name=\u0022twitter:data1\u0022 content=\u00222 minutes\u0022 /\u003e\u003cscript type=\u0022application/ld+json\u0022 class=\u0022yoast-schema-graph\u0022\u003e{\u0022@context\u0022:\u0022https://schema.org\u0022,\u0022@graph\u0022:[{\u0022@type\u0022:\u0022WebPage\u0022,\u0022@id\u0022:\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/\u0022,\u0022url\u0022:\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/\u0022,\u0022name\u0022:\u0022Eligibility Criteria and Documents Required for Gold Loan\u0022,\u0022isPartOf\u0022:{\u0022@id\u0022:\u0022https://www.tvscredit.com/#website\u0022},\u0022primaryImageOfPage\u0022:{\u0022@id\u0022:\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/#primaryimage\u0022},\u0022image\u0022:{\u0022@id\u0022:\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/#primaryimage\u0022},\u0022thumbnailUrl\u0022:\u0022https://www.tvscredit.com/wp-content/uploads/2023/07/eligibility_icon2.svg\u0022,\u0022datePublished\u0022:\u00222024-02-20T13:57:01+00:00\u0022,\u0022dateModified\u0022:\u00222026-04-10T10:16:26+00:00\u0022,\u0022description\u0022:\u0022Check out the eligibility criteria and documents required of TVS Credit\\u0027s gold loan now: 2-minute approval, No-cost EMI, minimal documentation, and zero down payment.\u0022,\u0022inLanguage\u0022:\u0022en-US\u0022,\u0022potentialAction\u0022:[{\u0022@type\u0022:\u0022ReadAction\u0022,\u0022target\u0022:[\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/\u0022]}]},{\u0022@type\u0022:\u0022ImageObject\u0022,\u0022inLanguage\u0022:\u0022en-US\u0022,\u0022@id\u0022:\u0022https://www.tvscredit.com/loans/gold-loans/eligibility-and-documents/#primaryimage\u0022,\u0022url\u0022:\u0022https://www.tvscredit.com/wp-content/uploads/2023/07/eligibility_icon2.svg\u0022,\u0022contentUrl\u0022:\u0022https://www.tvscredit.com/wp-content/uploads/2023/07/eligibility_icon2.svg\u0022,\u0022width\u0022:47,\u0022height\u0022:47,\u0022caption\u0022:\u0022TVS Credit - 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