# TVS Credit Services Limited > TVS Credit is a leading Non-Banking Financial Company (NBFC) in India, part of the TVS Group. Founded in 2010, TVS Credit offers a diverse range of financial products and loan services designed to empower individuals, farmers, and businesses across India to fulfil their aspirations. Headquartered in Chennai, the company leverages technology and analytics to deliver accessible credit solutions nationwide. TVS Credit's mission is to empower Indians to dream bigger by providing tailored financial products wherever and whenever they are needed. The company aims to be one of the top 10 NBFCs in India by creating value for customers, employees, and partners. It has an extensive branch network across India and serves customers across diverse socio-economic backgrounds. ## Core Products & Loan Offerings - [Two Wheeler Loans](https://www.tvscredit.com/loans/two-wheeler-loans/): Finance for motorcycles and scooters; up to 95% financing with zero down payment options in some cases; loan processed within 24–48 hours (or as fast as 2 minutes digitally). - [Used Two Wheeler Loans] (https://www.tvscredit.com/loans/two-wheeler-loans/used-two-wheeler-loans/): Get up to 90% financing on your used two wheeler vehicle valuation. - [Used Car Loans](https://www.tvscredit.com/loans/used-car-loans/): Quick financing for pre-owned cars. - [Consumer Durable Loans](https://www.tvscredit.com/loans/consumer-durable-loans/): EMI financing for home appliances, electronics, and smartphones; available without credit or debit card in some cases. - [AC on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/ac-on-emi/): Get AC loan with flexible repayment options and no-cost EMI. - [Laptop on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/laptop-on-emi/): Buy Laptop on Easy EMI; 2 Minute Loan Approval, No Cost EMI, Minimal Documentation, Zero Down Payment & First-time Borrowers are Eligible. - [Refrigerator on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/refrigerator-on-emi/): Get a fridge on EMI with no extra charges from TVS Credit. Instant approval, zero down payment & flexible repayment options. - [LED TV on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/led-tv-on-emi/): Buy LED television on EMI with TVS Credit and enjoy 2-minute loan approval, no cost EMI, minimal documentation, and zero down payment. - [Washing Machine on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/washing-machine-on-emi/): Get your washing machine no cost EMI plan today with TVS Credit. Enjoy fast approval, minimal documents, and zero down payment. - [Home Theatres on EMI] (https://www.tvscredit.com/loans/consumer-durable-loans/home-theatres-on-emi/): Get home theatre on emi and setup your home entertainment hassle free. - [Mobile/Smartphone Loans](https://www.tvscredit.com/loans/mobile-loan/): Dedicated financing for smartphones. - [Online Personal Loans](https://www.tvscredit.com/loans/online-personal-loans/): Unsecured personal loans up to ₹2 lakhs; tenure 6–36 months; interest rate 14%–35% per annum; processing fees upto 5.9%. - [Tractor Loans](https://www.tvscredit.com/loans/tractor-loans/): New tractor loans, used tractor loans, and implement loans for agricultural financing. - [Used Tractor Loans] (https://www.tvscredit.com/loans/tractor-loans/used-tractor-loans/): Buy a second hand tractor on EMI; up to 90% funding, no income document scheme. - [Farm Implement Loan] (https://www.tvscredit.com/loans/tractor-loans/farm-implement-loans/): With Farm Farm Equipment Loan, secure financing for essential machinery and tools, ensuring a productive harvest with our easy loan process. - [InstaCard](https://www.tvscredit.com/cards/instacard/): Instant credit card-like facility for online and offline purchases, loaded as an EMI card. - [Gold Loans](https://www.tvscredit.com/loans/gold-loans/): Loans against gold assets. - [Loan Against Property](https://www.tvscredit.com/loans/loan-against-property/): Secured loans using property as collateral. - [Used Commercial Vehicle Loans](https://www.tvscredit.com/loans/used-commercial-vehicle-loans/): Financing for pre-owned commercial vehicles to support business operations. - [Three Wheeler Loans](https://www.tvscredit.com/loans/three-wheeler-loans/): Financing for auto-rickshaws and three-wheelers. - [Emerging & Mid-Corporate Business Loans](https://www.tvscredit.com/loans/emerging-and-mid-corporate-business-loans/): Credit solutions for larger enterprises and corporates. ## Key Features & USPs - Minimal and hassle-free documentation - Flexible EMI options tailored to borrower budget - Quick approvals (as fast as 2 minutes digitally for eligible customers) - Repayment schedules aligned with crop cycles for agricultural loans - Extensive pan-India branch and dealer network - Digital loan management via the TVS Credit Saathi App ## Digital Products & Tools - [TVS Credit Saathi App](https://www.tvscredit.com/blog/general/tvs-credit-saathi-app/): Official mobile app (Android & iOS) for applying for loans, paying EMIs, and managing accounts. Available on Google Play and the App Store. - [Customer Portal](https://myaccounts.tvscredit.com/cportal/): Online account management, EMI payments, and loan account access. - [EMI Calculator](https://www.tvscredit.com/emi-calculator/): Tool to calculate monthly instalments for different loan amounts, tenures, and interest rates. - [TIA – Virtual Assistant](https://www.tvscredit.com/get-in-touch/): Intelligent virtual assistant available 24/7 for customer queries. - [Branch Locator](https://www.tvscredit.com/branch-locator/): Tool to find the nearest TVS Credit branch or office. - [Special Offers](https://www.tvscredit.com/special-offers/): Pre-approved loan offers and promotional schemes for existing customers. ## About TVS Credit - [About Us](https://www.tvscredit.com/about-us/): Company background, mission, vision, and history. - [Know Our Brand](https://www.tvscredit.com/about-us/know-our-brand/): Brand identity, values, and AspireMark visual mnemonic. - [Board of Directors](https://www.tvscredit.com/about-us/board-of-directors/): Governance and leadership structure. - [Leadership Team](https://www.tvscredit.com/about-us/leadership-team/): Senior management. ## Investor Relations - [Investor Zone](https://www.tvscredit.com/investor-zone/corporate-governance/): Annual reports, quarterly financial reports, annual returns, and regulatory disclosures. - [Financial Information](https://www.tvscredit.com/investor-zone/financial-information/): Detailed financial data and performance reports. - [Digital Lending Partners](https://www.tvscredit.com/regulatory-disclosures/digital-lending-partners-engaged-by-tvs-credit-services-ltd/): RBI-mandated disclosure of digital lending partnerships. ## Careers - [Working With Us](https://www.tvscredit.com/careers/life-at-tvs-credit/): Company culture, HR initiatives, and why to join TVS Credit. - [Current Openings](https://www.tvscredit.com/careers/current-openings/): Job listings across functions and locations. ## Customer Support & Legal - [Contact Us / Get In Touch](https://www.tvscredit.com/get-in-touch/): Customer helpdesk, email (helpdesk@tvscredit.com), toll-free numbers (18005722121 for new loan enquiries; 18001035005 general). - [FAQs](https://www.tvscredit.com/faq/): Frequently asked questions covering all loan types, EMI payments, eligibility, and documentation. - [Grievance Redressal](https://www.tvscredit.com/get-in-touch/): Submit complaints and track resolution. - [Regulatory Disclosures](https://www.tvscredit.com/regulatory-disclosures/other-disclosures/): RBI compliance, code of conduct, and statutory disclosures. - [Blogs](https://www.tvscredit.com/blog/): Educational articles on loans, EMIs, financial planning, and product-specific guides. ## Security Notice TVS Credit warns customers about fraudsters misusing the TVS Credit name. Customers should not share personal information or transfer money to unknown parties. Suspicious activity should be reported by calling 1930 or through the Sanchar Saathi portal. Always verify offers at the official Special Offers page on tvscredit.com.