My land holding is low, but I have substantial sources of other income. Can I get
a higher LTV
At TVSCS, the underwriting philosophy is largely driven by income of the customer
rather than mere land holding. Additional sources of income are given due weightage
to arrive at permissible LTV.
Is guarantor required for obtaining a tractor loan
Any loan with LTV of above 65% would require a guarantor
What is the maximum tenure of the loan
Maximum tenure of the loan ranges from 48 months to 60 months depending on the
type of loan.
Can the instalment due to be marked to the harvest month
Repayment can be customized as per the customer needs, in such a way that each
instalment is due more or less during the harvest season.