Rural Finance


My land holding is low, but I have substantial sources of other income. Can I get a higher LTV

At TVSCS, the underwriting philosophy is largely driven by income of the customer rather than mere land holding. Additional sources of income are given due weightage to arrive at permissible LTV.

Is guarantor required for obtaining a tractor loan

Any loan with LTV of above 65% would require a guarantor

What is the maximum tenure of the loan

Maximum tenure of the loan ranges from 48 months to 60 months depending on the type of loan.

Can the instalment due to be marked to the harvest month

Repayment can be customized as per the customer needs, in such a way that each instalment is due more or less during the harvest season.