If you exceed the monthly cap of 1,000 Reward Points, you will not earn additional points for online spending beyond this limit
*Note: Purchases made under below mentioned merchant categories will be excluded from reward point benefit, and monthly and annual milestone benefit: Fuel & Auto, Utilities, Insurance, Quasi Cash, Railways, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, Cash Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split n Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.
Above mentioned exclusion is not applicable for international purchases and railway lounge benefit.





