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    Make every ride an adventure with our Two Wheeler Loans

    • 2 Minute Loan Approval
    • Up to 95% funding
    • Minimal documentation
    • Flexible repayment

    What is a Two Wheeler Loan?

    Owning your dream bike is exciting but purchasing it can be an expensive affair. Two Wheeler Loans from TVS Credit make owning a bike affordable by offering flexible EMIs and favourable interest rates. We offer personalised assistance at every step through our seamless Two Wheeler financing, providing up to 95% on-road price funding and ensuring zero hidden costs.

    Are you dreaming of the thrill and independence that come with riding your own bike? We at TVS Credit understand how important it is for you to invest in a Two Wheeler and are keen on finding and providing solutions that empower you to achieve your aspirations.

    Key Features and Benefits of Two Wheeler Loans

    It is important to opt for a Two Wheeler Loan that would help keep your financial burden in check. If you understand and select from a variety of offers and schemes, with loan tenures up to 60 months & affordable rates of interest, you can ensure that you don’t have to dig into your hard-earned savings. Here are the key features and benefits of our Two Wheeler Loans that will empower you to make an informed decision.

    Maximum Funding

    Get up to 95% funding on the on-road price of your bike.

    Attractive Interest Rates

    Enjoy affordable rate of interest based on tenure.

    Easy Documentation

    Avail hassle-free online documentation for a quick processing.

    Quick Approvals

    Apply online and get a Two Wheeler Loan approval in just 2 minutes.

    No Hidden Charges

    Get quotes with clear pricing and zero hidden costs.

    Flexible Tenure

    Repay your bike loan over a 12 to 60 months tenure.

    Two Wheeler Loans EMI Calculator

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    5% 35%
    6 Months 48 Months
    Oops! The selected Variant and State doesnt have data. Please change the Variant OR State to see the Price and Down Payment amount.
    Price 0
    Down Payment 0
    Monthly Loan EMI 0
    Principal Amount 0
    Interest Amount 0
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    Disclaimer : These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.

    Eligibility Criteria for our Two Wheeler Loans

    Thinking about the required documents for availing a Two Wheeler Loan? Check the eligibility criteria based on your employment type and experience easy documentation. You should meet the below mentioned eligibility criteria before applying for a Loan.

    Documents required to Apply for our Two Wheeler Loans

    Whether you’re applying for a regular Loan or a variety of schemes with Loan tenure up to 60 months & affordable rate of interest Two Wheeler Loan, proper documentation is essential. Here is the list of documents that you must provide

    How to apply for our Two Wheeler Loans?

    STEP 01

    Choose your vehicle

    Select the Two Wheeler you want to avail the Loan for

    STEP 02

    Enter your details

    Upload the required documents as per your employment type

    STEP 03

    Instantly approved

    Get your bike loan approved in just 2 minutes!

    Are you an existing customer of TVS Credit?

    Welcome back, submit the below-mentioned details and get a new Two Wheeler Loan.

    icon OTP will be sent your mobile number

    Frequently Asked Questions

    To calculate the Two Wheeler vehicle loan interest rate, you must have the following information available:

    • Loan amount 
    • Interest rate 
    • Bike model details 
    • Repayment tenure 
    Once you have this information, you can use the TVS Credit Two Wheeler Loan EMI calculator to get an estimate of your EMIs.

    The bike loan EMI calculator makes it convenient for you to pre-plan your EMIs and maintain a regular repayment schedule effortlessly.

    Keep these details handy to instantly calculate your EMI amount:

    • Loan amount
    • Interest rate
    • Repayment tenure
      Steps for using TVS Credit Two Wheeler EMI calculator Calculate your EMI in just 4 steps:  
    • Select the bike variant and state: Select the variant (the Two Wheeler you are planning to buy) and the state in which you will register the bike. 
    • Enter details: Provide the relevant details or use the slider to set the loan amount, interest rate, and repayment tenure. 
    • View results: Check the monthly Loan EMI in the result section and re-enter the details as per your desired output. 
      Benefits of using TVS Credit Two Wheeler Loan EMI calculator  
    • Better financial planning: Make your life stress-free with proper planning of your finances. 
    • Affordability check: Opt for Loan amount and tenure as per your repayment capability.
    • Instant calculation: Save manual calculation time, avoid errors, and get accurate results. 
    • Safe & user-friendly: An EMI calculator is easy to use. Add the basic details and you are good to go.
    Factors affecting Two Wheeler Loan EMI
    • Loan amount: A low principal amount results in a lower EMI.
    • Rate of interest: A higher rate of interest increases the EMI. 
    • Loan tenure: Longer the tenure lesser will be the EMI.
    Tips to reduce Bike Loan EMI
    • Make a higher down payment – A higher down payment will reduce your monthly burden. If possible, try to pay a higher amount as a down payment. 
    • Choose longer repayment tenure – Opting for a longer duration for repayment will have a major effect on your EMIs. The longer the tenure, the lesser the EMI. 
    • Compare interest rates – Before finalising a lender for a Two Wheeler Loan, compare the interest rates offered by different lenders and choose the most feasible one to set an affordable EMI.

    The benefits of using a bike EMI calculator are:

    • Better financial planning: Make your life stress-free with proper planning of your finances. 
    • Affordability check: Opt for Loan amount and tenure as per your repayment capability.
    • Instant calculation: Save manual calculation time, avoid errors, and get accurate results. 
    • Safe & user-friendly: An EMI calculator is easy to use. Add the basic details and you are good to go.

    Reduce your bike loan EMI in 3 ways:

    • Choose longer tenure – A longer tenure for two-wheeler loan repayment will help you reduce the EMI. 
    • Make a higher downpayment – A higher down payment will significantly reduce the EMI amount.
    • Low-interest rate - Compare the Two Wheeler Loan interest rate before finalizing a lender. 

    At TVS Credit, the maximum tenure for a Two Wheeler Vehicle Loan is 60 months.

    The loan term ranges from a minimum of 12 months to a maximum of 60 months.

    Calculate your EMI using the Two  Wheeler Loan EMI Calculator

    A Loan that provides you funds to purchase a Two Wheeler is called a Two Wheeler Loan (also known as a Bike Loan). You can get a Two Wheeler Loan from TVS Credit, which covers 95% of the on-road price. You can also get attractive offers on your Two Wheeler Loan interest rates. The documentation process is easy, the Loan is approved within 2 minutes and the disbursal begins! *T&C Apply

    TVS Credit’s Two Wheeler Loans are available for both, the salaried and self-employed individuals. Check your eligibility from the eligibility criteria section on our website. Apply for a Two Wheeler Loan at attractive rates of interest with no hidden costs.

    To apply for a loan at TVS Credit, you need to submit details of important documents to get an instant approval. The details of the documents include your Aadhar, PAN, and current address proof. In addition to that, you are also required to submit your income proof and bank statement. Once this digital journey is done you can obtain a Two Wheeler Loan at TVS Credit.

    At TVS Credit, self-employed or salaried individuals, are eligible to apply for a Two Wheeler Loan. You can check the necessary documents needed to get a Loan from our website.

    Documentation and paperwork can be tiring and tedious especially when you apply for a variety of schemes with loan tenure up to 60 months & affordable rate of Interest bike loan. At TVS Credit, we help you cut the queue and save time without having to deal with the lengthy offline process. Apply from the comfort of your home and get your Two Wheeler finance in just two minutes. *T&C Apply

    • Download TVS Credit Saathi App and sign up using your mobile number 
    • Verify your profile by updating your KYC details and checking your eligibility
    • Complete the video KYC process after choosing your loan amount & tenure
    • Confirm your bank details & complete the e-mandate process to get the loan amount disbursed

    Yes, TVS Credit offers special schemes frequently. Contact our customer care at 044-66-123456 or visit your nearby dealer using Dealer Locator to know about the ongoing offers.

    The TVS Credit Two Wheeler Loan term ranges from 12 months to a maximum of 60 months. At TVS Credit, you can choose the preferred tenure at your convenience and apply for the Loan. We also provide friendly assistance throughout the process and help you in the decision-making process.

    Calculate your monthly EMI using the Two-Wheeler Loan EMI calculator available on our website at here. You can select the term you want to utilise and easily obtain your eligible monthly payments.

    Yes, TVS Credit provides a variety of schemes with loan tenure up to 60 months & affordable rate of Interest bike loan. Visit our website at here and get more information about our current Two Wheeler financing options.

    Funding a bike purchase on your own can exhaust your funds and may require you to make a few compromises. TVS Credit assists you in bike finance and reduces financial stress by providing attractive offers at low-interest rates. With online documentation, you can apply for a loan from the comfort of your home. This way, you can manage your finances and avoid hassles.

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