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    • Avail loan up to Rs.5 lakhs*
    • Instant approval
    • 100% paperless process
    • Flexible repayment tenure
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    Personal Loan Online

    A Personal Loan is an unsecured loan that can be used to cover a variety of needs, including paying for a wedding, a vacation, unexpected medical costs, credit card debts, and more. These loans are easier to obtain and hassle-free because they don’t demand any security or collateral. A Personal Loan enables you to get instant access to a loan, as funds are generally disbursed immediately.

    We offer instant personal loans with minimal documentation in a 100% paperless manner. Download TVS Credit Saathi App from Play Store or App Store, apply from the comfort of your home, from your preferred mobile device and get the loan amount required credited to your bank account.

    Features and Benefits of Online Personal Loan

    Instant approval

    Install our Saathi app and apply for an amount of your choice from anywhere, anytime and get those funds transferred to your bank account on the same day.

    Flexible Loan Amount and Tenure

    Get easy EMI options and flexible repayment tenures of 6-60 months for a loan amount ranging from Rs. 50,000 to Rs. 5,00,000.

    100% Paperless Process

    No paperwork is required to avail a Personal Loan. From loan application to disbursements, the entire procedure is app-based.

    Zero Documentation

    Only basic details like PAN number, Aadhar Number and Address Proof are required to avail our personal loan.

    Quick and Easy Application

    Just provide a few basic details and verify the same to get the loan amount credited to your bank account without any hassle.

    Personalised Assistance

    Our digital assistant TIA is accessible at every step of this journey to ensure a seamless experience for you.

    Apply Now

    Employee Speaks

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    Get Personal Loan in a Few Easy Steps

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    Verify your profile by updating your KYC details and check eligibility
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    Complete the video KYC process after choosing your loan amount & tenure
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    Confirm your bank details & complete the E-mandate process to get the loan disbursed
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    Download TVS Credit Saathi App and Sign up using your mobile number
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    Get Personal Loan in a Few Easy Steps

    Verify your profile by updating your KYC details and check eligibility
    Complete the video KYC process after choosing your loan amount & tenure
    Confirm your bank details & complete the E-mandate process to get the loan disbursed
    Download TVS Credit Saathi App and Sign up using your mobile number

    Who can Apply?

    Salaried Employees with income more than RS.25,000/- per month

    Cibil Score
    Individuals with CIBIL Score more than 700

    Keep these Details Handy

    Aadhar Number

    Address Proof

    PAN Number

    Personal Loan EMI Calculator

    ₹ 50000 ₹ 7,00,000
    2% 35%
    6 Months 60 Months
    Monthly Loan EMI
    Principal Amount
    Total Interest Payable
    Total Amount Payable

    Disclaimer : These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.

    Finance Amount

    ₹ 50,000 to ₹ 5 Lakhs*

    Rate of Interest / (APR)

    16% to 35% Annualised ROI

    Repayment Tenure

    6 to 60 months

    Processing Fees

    2% to 6%

    ILLUSTRATION
    For ₹ 75,000/- borrowed at Interest rate’ of 2% p.m. for 12 months (interest rate on reducing balance method),the payable amount would be Processing fee’ ₹ 1500. Interest ₹ 10,103. The total amount to be repaid after a year will be ₹ 86,603.


    *Interest rate and processing fees varies as per the products.

    Whatever is the Need, Solution is Guaranteed!

    Home Renovation

    Here is the perfect solution to revamp your home just the way you wanted!

    Wedding/Engagement

    A personal loan can help you make your once in a lifetime experience grand & memorable.

    Vacation

    Lack of funds will never be a problem to enjoy your most awaited holiday

    Pay medical bills

    Planned or unplanned medical expenses can appear anytime. A personal loan can help you deal with such uncertainty.

    Education related expenses

    While you focus on bringing your aspirations to reality, we’ll help you achieve your goals!

    Pay Credit Card Bills

    Worried about paying your bills? Take control of your expenditure without any hassle.

    Emergency Expenses

    Emergency financial requirements are not stressful anymore. Cover your expenses with ease.

    Frequently Asked Questions

    Applying for a Personal Loan with us is open to all salaried individuals earning over Rs.25,000 per month and individuals with a CIBIL score of over 700. You can also review other eligibility criteria. With a TVS Credit Personal Loan, you can obtain financing within 24 hours.

    Disbursal of our Personal Loans usually happens within 24 hours after successful completion of the digital journey. The application process is simple, fast, and paperless. We also offer personalised guidance to help you complete the application process without any issues.

    No, we do not offer Personal Loans to unemployed borrowers yet. However, salaried individuals who earn Rs. 25,000 and above per month can apply for our Personal Loan. Check your eligibility and get disbursal within 24 hours with our paperless process. Our digital companion TIA is available to assist you in completing the digital journey without any hassles.

    The advantages of personal loans from TVS Credit are:

    • No need for a collateral
    • Predictable repayment schedule
    • Longer repayment time
    • Easy EMI options
    • Disbursal within 24 hours
    • No physical documents required
    • Quick and easy application anytime

    "Before you borrow money, calculate the amount you need to pay by budgeting the installments and paying off your bills by consolidating them. Be mindful of the terms of the loan. If you have multiple debts or high-interest loans, consolidating them into one personal loan and paying it off makes sense. Make sure you pay your instalments without fail, as it might negatively affect your credit score and reduce the chance of getting a loan in the future. A good credit history and score show creditors that you maintain your credit commitments by making timely payments. "

    Personal loans allow you to borrow up to Rs. 5 lakhs, starting at Rs. 50,000. Apply for a personal loan online and get disbursal within 24 hours with an easy and quick process with no paperwork.

    "One can apply for personal loans for reasons like paying for college, making a down payment for a house, launching a business, emergencies, weddings, travel, paying for the necessities of life or paying for pricy credit card debt. The personal loan should have a lower interest rate than your current debt to enable you to pay it off more quickly. Personal loans let you cover unexpected costs without depleting your savings as they follow a routine payment schedule. They provide the ability to combine high-interest loans and can also be used to pay for your wedding or a dream vacation. "

    A personal loan offers many advantages, but it's vital to realize that defaulting on a personal loan might affect your credit score. Being judicious in choosing your loan will help you save a lot of hassle. To understand and manage your finances, visit tvscredit.com and use the EMI calculator. Enter the necessary information to calculate your monthly EMI and select a tenure. You can pay back the loan amount without hurting your pocket by using several payment options.

    No, cancellation is not possible once the customer has completed the digital signature, as the signature suggests the disbursal of the agreed-upon loan amount. Learn more about your eligibility and get personalized guidance. Get further assistance from TIA to understand better.

    At TVS Credit, applying for a personal loan is simple, quick, and paperless. You don't need any documents to apply for a personal loan. Just have your Aadhar details, PAN details, and current address proof on hand and fill out the required information. You can receive your loan within to get your loan now.

    A personal loan is not secured since it does not require any collateral to get one. Obtaining the best personal loan is easy because TVS Credit offers instant personal loans that are paperless and simple. Visit the TVS Credit website, avail yourself of a personal loan, and start living the way you want.

    Yes, TVS Credit Saathi is an app for obtaining a personal loan online with TIA to further assist you. The process is simple, paperless, and disbursement occurs within 24 hours of the successful completion of the digital journey. Use the EMI calculator available on our website to help you understand the amount you must pay each month.

    No, personal loans are not taxable.

    • Download TVS Credit Saathi App and Sign up using your mobile number
    • Verify your profile by updating your KYC details and check eligibility
    • Complete the video KYC process after choosing your loan amount & tenure
    • Confirm your bank details & complete the E-mandate process to get the loan disbursed

    For a personal loan from TVS Credit, we charge a processing fee ranging from 2 percent to 5 percent of the loan amount. One can apply for an instant personal loan, and TVS Credit has a competitively low-interest rate, and the loan disbursal occurs within 24 hours. The entire process is paperless.

    By using the EMI calculator you can calculate personal loan EMIs. You can select the term you want to utilize and figure out your monthly payments free of hassle.

    The most common usage of a personal loan involves paying for a long overdue trip and family events like weddings and birthday celebrations. These are also commonly used for large purchases, debt relief, emergency expenses like medical emergencies, banking, education, and electronic purchases. They are also frequently used for making down payments on a house or a car.

    The TVS Credit personal loan term ranges from 6 to a maximum of 60 months. At TVS Credit, you can choose the preferred tenure at your convenience and apply for the loan. We also provide friendly assistance throughout to make the application process easy and quick for you.

    TVS Credit offers the following Loans

    • Two Wheeler Loans
    • Three Wheeler Loans
    • Used Car Loans
    • Used Commercial Vehicle Loans
    • Tractor Loans (New Tractor Loans, Used Tractor Loans and Implement Loans)
    • Consumer Loans ( Smartphones and Consumer Durables)
    • Business Loans (Retail Business Loans, Emerging & Mid-Corporate Loans)
    • Personal Loans
    • InstaCard (Instant credit loaded in your card just like EMI Card)

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