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AC on EMI
Purchasing an Air Conditioner (AC) on EMI allows you to upgrade your home cooling system without straining your finances. Instead of paying up front, EMIs allow you to spread your payments over a period of time. Purchasing an AC via EMI in fact is an accessible and convenient option for you. You can choose the model that best fits your home, compare features, and make a purchase directly from your preferred online or offline store. Opting for EMI helps reduce the financial burden, making high-quality ACs affordable for all. We, at TVS credit offer flexible repayment options and no-cost EMI to our customers, thus making your next AC purchase both easy and budget-friendly.
Benefits of Buying an AC on EMI
Quick Loan Approval
We've streamlined our process to ensure you can get a hassle-free loan for Air Conditioner in just 2 minutes*.
No Cost EMI
Enjoy no-cost EMI financing and bring home the latest air conditioner without paying any additional charges on monthly instalments.
Minimal Documentation
Apply for an AC loan with minimal documentation. Save time and easily purchase your air conditioner on EMI today!
Zero Down Payment
With TVS Credit, you can bring home a new air conditioner with no upfront payment. Upgrade to the latest AC today!
First-time Borrowers are Eligible
TVS Credit also offers financial assistance to first-time borrowers. Apply online for an air conditioner loan and bring home a brand-new AC today!
AC Loan EMI Calculator
Plan your payments with ease using our AC Loan EMI Calculator - just input the loan amount, interest rate, and tenure.
Disclaimer : These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.
Eligibility Criteria for buying AC on EMI
He/She must be Indian resident- Must be in between age group of 18-65*
- Must be actively employed
- Must be salaried or self-employed.
Documents Required to apply for an AC Loan
Having the right documents makes the process quicker and easier. Here is what you need to submit to avail an Air Conditioner Loan.
How to Apply for an AC Loan?
Buying an Air Conditioner unit on EMI is easy and hassle-free with us.
Select the Product
Choose an AC from the brands you're looking for and gather all the required information.
Apply for Loan
Check your AC loan eligibility and apply for the loan by filling some basic details.
Get Approval
Our executive will reach out to you and once the necessary documentation is complete, your AC loan will be approved quickly.
Our Partners
Are you an existing customer of TVS Credit?
Welcome back, submit the below-mentioned details and get a new Two-Wheeler Loan.
OTP will be sent your mobile number
Frequently Asked Questions
Yes, you can buy an AC on EMI without a credit card. You can use TVS Credit's Insta Card for the loan.
You can go for a tenure between 6 months to 24 months. This will depend on the terms and conditions of the loan.
Processing fees may vary by up to 10%.
*Disclaimer: Approval or rejection of a loan is at the sole discretion of TVS Credit. Time taken for approval and disbursal of loan, documentation required, loan amount sanctioned, interest rate of the loan, repayment period, and other financial terms shall depend on the applicant's financial profile, creditworthiness, eligibility as per TVS Credit's internal policies, etc. Please read the Terms and Conditions, including any fees or charges associated with the loan, before proceeding with the application.
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