Two Wheeler Loans Features & Benefits
Looking for the best bike loan offer for your dream bike? At TVS Credit, we have you covered with attractive Two Wheeler Loans. Our Two Wheeler Loan offers come with highly competitive interest rates and covers up to 95% of the on-road price of your bike. With a simple documentation process and quick approvals, you can get a bike loan in an effortless manner. Leave all the stress behind and bring home a brand-new Two Wheeler!
It’s crucial to look at the features of Two Wheeler Loans and select the one that offers a range of benefits. At TVS Credit, we go the extra mile to ensure that you get value for your money.

Maximum Funding
Get up to 95%* financing for your favourite new bike’s on-road price. Enjoy the benefit of maximum funding.

Attractive Interest Rates
We ensure affordability with competitive interest rates on Two Wheeler Loans, and offer you the best possible interest rates, making it easier for you to own your dream bike.

Easy Documentation
Check out the documents required as per your employment type and keep them handy while applying for the Loan. Submit your documents online, effortlessly.

Quick Approvals
Get instant approval for your Two Wheeler Loan! Once documentation is complete, your loan will be approved in just 2 minutes*.

Easy Repayment
Select from the convenient and flexible monthly repayment options. Get an estimate of your potential EMI by using our EMI Calculator

No Hidden Charges
Experience transparent pricing with no hidden costs for your Two Wheeler loan. We prioritise clarity with our customers and stakeholders.

No Guarantor Loan Approval
Easily avail a bike loan with our no guarantor Loan approval. Meet the eligibility criteria, get the documents verified, and get a Two Wheeler Loan approved.

Pre-Approved Loans
Leverage your existing relationship with us and experience a seamless loan approval process. Avail your pre-approved Two Wheeler Loan from us.

Flexible Tenure
Plan your EMI payments well in advance with convenient tenure options. We provide loan tenure from 12 to 60 months for Two Wheeler Loans.
Frequently Asked Questions
Bike loan EMI amounts are influenced by the loan amount, interest rate, loan tenure, and any applicable fees or charges.
A longer tenure reduces the EMI amount but may increase the total interest paid. A shorter tenure results in higher EMIs but can help reduce the overall interest cost.
Yes, loan EMIs can typically be paid through various digital payment methods, including UPI, net banking, auto-debit, and other available payment options.
You can check your EMI status through the TVS Credit's customer portal, or the Saathi app.
The EMI due date is determined based on TVS Credit's policies. You may contact customer support to check eligibility for such requests.
In some cases, borrowers may be allowed to increase their EMI amount or make additional payments to reduce the loan tenure. Terms and conditions may apply.
Missing an EMI payment may result in late payment charges and could impact your credit score. It is advisable to make payments on time to avoid penalties.
Yes, late payment charges may be applicable if the EMI is not paid by the due date, as per the TVS Credit's terms and conditions.
Yes, borrowers may have the option to prepay their loan before the end of the tenure, subject to applicable terms and conditions.
Foreclosure charges, if applicable, depend on the loan agreement and prevailing policies. It is recommended to check the specific terms of your loan.
Yes, a Bike Loan balance transfer may be available, subject to the approval criteria and policies of the TVS Credit.
You can usually download your loan statement through the customer portal, mobile app, or by requesting it from customer support.
Once the loan has been fully repaid and closed, TVS Credit will issue a No Objection Certificate (NOC) as confirmation of loan closure. You can download the NO Objection Certificate through the TVS Credit Saathi App, Customer Portal or by contacting customer support.
The timeline for receiving loan closure documents may vary, but they are generally issued after all dues have been cleared and the closure process is completed.
You can update your registered mobile number by submitting a request through the customer portal, the TVS Credit Saathi app, branch, or customer service channel, along with any required verification documents.
