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A LEGACY OF TRUST

We draw our time-trusted lineage

from the 106-year-old TVS group

With a legacy of trust we draw from our 106-year-old TVS group, we strive to fulfil the aspirations of every Indian.

TVS Credit

Overview

  • We wake up every morning to the mission that defines our purpose - to enrich the life of every Indian across the length and breadth of our nation.

    As part of the $7 billion TVS Group, we have inherited a legacy of trust, value and service. With these values powering everything we do, we have a range of thoughtfully-designed financial products that help millions aspire and achieve more. Our presence spans the largest cities of urban India to the smallest villages of her rural heartland, bringing our products within easy reach of Indians belonging to various walks of life. We see ourselves as partners in our customers' aspirations, augmenting their ambitions with our expertise.

    Vision - To be among the top 10 NBFCs in India by creating value for our customers, employees, and partners.

    Mission - To empower Indians to dream bigger, secure in the knowledge that we are partners in the fulfilment of their aspirations.

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Key Milestones

We have come a long way in our mission to enrich the lives of individuals from different walks of life. As we move from strength to strength, we find no goal too far.

Board of Directors

With a combined experience of over several decades across a wide range of industries, our board of nine directors is a blend of experience and dynamism.

Mr. Venu Srinivasan - Chairman
Mr. Venu Srinivasan - Chairman

Mr. Venu Srinivasan is the grandson of Shri. T V Sundaram Iyengar who founded the TVS group in 1911. Though he came in as the grandson of the founder, Venu Srinivasan began his career as a simple mechanic; firm in the view that ground-up is the only way a person can fully understand the intricacies of any business. In 1979, armed with Engineering and MBA degrees from Purdue University, USA he took over as the CEO of Sundaram-Clayton and incorporated the TVS Motor Company based on his vision about what the Indian two wheeler industry would look like in the 21st century. Today, the group comprises of over thirty companies which employ more than 40,000 people worldwide and has a turnover which exceeds $5 billion. With steady growth, expansion and diversification, TVS commands a strong presence in manufacturing of two-wheelers, auto components and computer peripherals and in the distribution of heavy commercial vehicles, passenger cars, finance and insurance. The man credited with changing the face of the two-wheeler industry in India with the 1st joint venture and the introduction of new generation two wheelers into India, Mr Srinivasan has shown the nation how an Indian company can grow to be at par with the best in the world, and manufacture products that best-in-class by adopting the right work ethic and foster work culture that thrives on innovation and a commitment to excellence.

  • Mr. Venu Srinivasan - Chairman
  • Mr. T. K. Balaji - Director
  • Mr. Sudarshan Venu - Director
  • Mr R. Ramakrishnan - Director
  • Mr. K.N. Radhakrishnan - Director
  • Mr. V. Srinivasa Rangan - Director
  • Ms. Sasikala Varadhachari - Director

Leadership Team

Led by seasoned industry veterans with a combined experience of several decades, our leaders inspire us every day.

Venkatraman G
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Venkatraman G

Chief Executive Officer

Venkatraman G has over 29 years of experience in financial services and telecom backed by a Bachelor’s degree in commerce and an MBA. He began his career with Standard Chartered Bank in 1988, where he spent 12 years, working both in India and the Middle East. After a brief two year stint in telecom, he returned to financial services with IDBI Bank and then ICICI Bank where he headed their Indian branches. Prior to joining TVS Credit, Venkatraman was the head of the retail and commercial business for Fullerton India Credit Company (a Temasek subsidiary).

Gopalakrishnan V
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Gopalakrishnan V

Chief Financial Officer

Gopalakrishnan V is a Chartered Accountant with 25 years of experience mainly in the area of Financial Services. He began his career with the TVS Group where he headed Treasury, IT and Planning Functions for Manufacturing and Technology companies in the group. His multi-faceted experience also covers implementing SAP, handling legal, internal audits, retail and corporate lending, US GAAP accounting and Mergers and Acquisitions. He is a member of the Association of Finance Professionals USA and Secretary of the Finance Company Association of India. He has been honoured for excellence in Finance at CFO 100 forum.

Rammohan S
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Rammohan S

Chief Strategy Officer

Rammohan S, the Chief Strategy Officer, holds BE & MBA degrees and has 24 years of sales experience in the automobile industry. In his role at TVS Credit, he dons the mantle of spearheading external growth. Believing that growing market share responsibly is the company’s main priority, he advocates doing business the way customers want to do business, supplying them with a full spectrum of products, while providing excellent customer service. His experience comes from the time spent in leading auto majors such as Tata Motors and TVS Motor.

Biswadev Banerjee
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Biswadev Banerjee

Chief Operating Officer

An economist by qualification, Biswadev has over 18 years of experience in financial services and automobile sales. Having worked across the length and breadth of India, he has interacted with diverse cultures and distribution systems. Handling retail products is Biswadev’s forte – he was instrumental in launching the passenger vehicles business for Tata Motors in rural markets. In addition, he has also handled such diverse portfolios as commercial vehicles, two wheelers, consumer durables and personal loans.

Anjaneya Prasad Prabhala
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Anjaneya Prasad Prabhala

Chief New Products Officer

Anjaneya Prasad heads the development of new products at TVS Credit. An engineer by qualification, Prasad received his Bachelor’s Degree in Engineering from the Regional Engineering College, Bhopal, in addition to which he has completed the Executive Program in Business Management at IIM Calcutta. He leads the thrust in the development of business in the rural segment. He has over 14 years of experience in Rural Finance and has worked for companies like HDFC bank , ICICI Bank and Eicher Tractors. Prasad is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance.

Pravin Patel
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Pravin Patel

Head - Commercial & Rural Credit

Pravin is an Agriculture graduate from Gujarat Agricultural University is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance. He spearheads the credit services in the rural segment. With over 23 years of experience in Rural Finance, he brings with him an in-depth understanding of the intricacies of the segment and the challenges it throws up. Prior to joining TVS Credit, he was a Product Risk Manager for Retail Agri and Zonal Credit Head with HDFC Bank. His rich experience spans across organisations like Dhanalakshmi Bank, Kotak, Axis Bank and the State Bank of India.

Ananthakrishnan R
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Ananthakrishnan R

Head - Retail Credit

A passionate credit and risk management professional with over 21 years of experience in retail financing, Anantha heads retail credit and Credit Operations for TVS Credit. In his earlier stint with Bajaj Auto Finance Ltd, he handled business development, channel management, and Credit & Risk policies and processes. Prior to joining TVS Credit in 2009, he was associated with Chola DBS , where he was responsible for the Two wheeler policies and processes. He specialises in setting up start-ups for lending operations, and policy and process capabilities to handle high volume retail portfolios. Anantha holds an Master’s Degree in Business Administration from Bharathiyar University, Coimbatore.

Arulanandam C
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Arulanandam C

Chief Technology Officer

With over 19 years of experience in delivering key IT projects, Arul brings to the table an ability to deploy systems that transform business processes. An alumnus of Anna University, where he earned a Master’s Degree in Computer Applications, he has held responsible positions at Harita Infoserve Limited and TVS Electronics.

Jayashubha K
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Jayashubha K

Chief People Officer

Jayashubha is a post graduate in Human resources from Madras University, having worked in the HR domain at manufacturing and services industries. She has to her credit over two decades of experience. She has worked with such companies as Titan Industries Limited, Ford India and Prasad Corporation. During her stint with Titan Industries she handled several challenging assignments, including managing Unions, negotiating wage settlements and handling the human resource aspect on the shop floor. She was a key member in the setting up of recruitment process and Diversity Committee for workers at Ford Motor Company. She then worked with Prasad Corporation, which is the pioneer in the post-production business of film-making in India. Here, she took up the challenge of establishing and setting up the HR processes at the Pan-India level, which is a first in that industry and she completed it successfully. She currently heads Human Resources at TVS Credit. Under her leadership, the employee count of TVS Credit has risen from 300 employees to 10000 employees spread over 3200 locations across the country. She is responsible for setting up well-defined employee performance management systems, rewards and recognition platforms, HR metrics using HR analytics and various employee engagement programs.

Charandeep Singh
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Charandeep Singh

Head - Marketing & CRM

Charandeep Singh heads Marketing and CRM at TVS Credit. With over 13 years of experience in marketing, sales, CRM, and strategy across BFSI and automotive companies, he has led various initiatives in brand communication, market research, digital business, analytics, and customer relationship management. He has been at the helm of several transformational initiatives, including the development of corporate websites and mobile apps, and several award-winning brand campaigns. He has also successfully executed programs to enhance customer experience and engagement, thereby enabling effective cross-sell business. An agricultural engineer by training, Charandeep also holds an MBA degree in marketing from Narsee Monjee Institute of Management Studies, Mumbai. Widely regarded as a leading practitioner of marketing in the financial services industry, he has received several prestigious awards, including the prestigious Youth Achiever of the Year at the Rural Marketing Awards 2017 and The Best Visibility and Visual Campaign of the Year at RMAI Flame Awards Asia 2018.

Awards

Group Companies

TVS Motor Company

TVS Motor Company

TVS Motor Company, parent of TVS Credit, was formed in 1980 and was the first automobile company to manufacture two seater 50CC Moped and the first to come out with 100CC Motorbike. TVS Motor is India’s most trusted brand in two wheeler category, selling around 2 million vehicles annually.
www.tvsmotor.com

Sundaram Clayton Limited

Harita Seating Systems Ltd.

Sundaram Auto Components

Srinivasan Services Trust

Corporate office

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