Your form has been submitted successfully.
Our TVS Credit representative will get in touch with you shortly.
You will receive your credit score
report with in 72 hours on your email.
With a legacy of trust we draw from our 106-year-old TVS group, we strive to fulfil the aspirations of every Indian.
We wake up every morning to the mission that defines our purpose - to enrich the life of every Indian across the length and breadth of our nation.
As part of the $7 billion TVS Group, we have inherited a legacy of trust, value and service. With these values powering everything we do, we have a range of thoughtfully-designed financial products that help millions aspire and achieve more. Our presence spans the largest cities of urban India to the smallest villages of her rural heartland, bringing our products within easy reach of Indians belonging to various walks of life. We see ourselves as partners in our customers' aspirations, augmenting their ambitions with our expertise.
Vision - To be among the top 10 NBFCs in India by creating value for our customers, employees, and partners.
Mission - To empower Indians to dream bigger, secure in the knowledge that we are partners in the fulfilment of their aspirations.
We have come a long way in our mission to enrich the lives of individuals from different walks of life. As we move from strength to strength, we find no goal too far.
Obtained RBI license
Crossed book size of INR 100 crore
Crossed book size of INR 500 crore
Crossed book size of INR 1,000 crore and commenced used cars and new tractor finance
Crossed book size of INR 1,700 crore
Crossed book size of INR 2,500 crore and commenced used tractor finance
Crossed book size of INR 3,900 crore
Crossed book size of INR 5,000 crore and acquired 2 million customers
With a combined experience of over several decades across a wide range of industries, our board of nine directors is a blend of experience and dynamism.
Mr. Venu Srinivasan is the grandson of Shri. T V Sundaram Iyengar who founded the TVS group in 1911. Though he came in as the grandson of the founder, Venu Srinivasan began his career as a simple mechanic; firm in the view that ground-up is the only way a person can fully understand the intricacies of any business. In 1979, armed with Engineering and MBA degrees from Purdue University, USA he took over as the CEO of Sundaram-Clayton and incorporated the TVS Motor Company based on his vision about what the Indian two wheeler industry would look like in the 21st century. Today, the group comprises of over thirty companies which employ more than 40,000 people worldwide and has a turnover which exceeds $5 billion. With steady growth, expansion and diversification, TVS commands a strong presence in manufacturing of two-wheelers, auto components and computer peripherals and in the distribution of heavy commercial vehicles, passenger cars, finance and insurance. The man credited with changing the face of the two-wheeler industry in India with the 1st joint venture and the introduction of new generation two wheelers into India, Mr Srinivasan has shown the nation how an Indian company can grow to be at par with the best in the world, and manufacture products that best-in-class by adopting the right work ethic and foster work culture that thrives on innovation and a commitment to excellence.
Mr. Balaji is the Managing Director of Lucas-TVS and Delphi-TVS Diesel Systems and associate companies with combined turnover of about Rs.2500 crores. He is also Director of several other companies in the TVS Group. An auto industry veteran, Mr. Balaji comes with the rich experience of over three decades. In his chequered career, he has served as the President of ACMA (Automotive Component Manufacturers Association of India), a Member of Development Council for Automobiles and Allied Industries and as Member of CII National Council. Prior to joining the TVS Group, he was with the Tata Administrative Service (TAS). He serves as an Independent Director on the Boards of Apollo Hospitals Enterprise Limited and Titan Industries Limited.
Mr. Sudarshan Venu is a graduate with Honors at the Jerome Fisher Program in Management and Technology at the University of Pennsylvania, U.S. He also pursued a Bachelor of Science Degree in Mechanical Engineering from the School of Engineering and Bachelor of Science in Economics, both from the Wharton School, University of Pennsylvania. He completed his Masters in International Technology Management from the Warwick Manufacturing Group, an academic department at the University of Warwick in the United Kingdom. While pursuing his Masters, he underwent hands-on training in Die Casting Division of Sundaram-Clayton Limited and in TVS Motor Company Limited. He is currently the Whole Time Director of TVS Motor Company Limited and Director in Sundaram Clayton Limited.
Mr Ramakrishnan is a Graduate in Commerce and holds a Master’s Degree in Economics. He joined Indian Express Group of newspapers in 1965 where he rose to become its Chief Executive. He was the Sheriff of Chennai in 1974-75 and was elected to Parliament as a member of the Rajya Sabha in 1980. He enjoys the distinction of having been invited to address the 40th General Assembly of United Nations in 1985. He was appointed as Governing Council Member of the Rajaji Institute of Public Affairs and Administration by the President of India and was also the Chairman of Sir C P Ramaswamy Aiyer Educational Trust.
He started his career as a management trainee with the group in 1984. He has held various positions in Sundaram-Clayton Ltd from 1984 to 1995. Sundaram Clayton Brakes division won the Deming Application Prize and the Japan Quality Medal during his tenure. Mr. Radhakrishnan moved to TVS Motor Company in the year 2000 as head of business planning. He has been the CEO of the company since August 2008.
Mr. V. Srinivasa Rangan is an associate member of both the Institute of Chartered Accountants of India and the Institute of Cost and Works Accountants of India. Mr. Rangan is Executive Director at Housing Development Finance Corporation Limited (HDFC Ltd). Associated with the company since 1986, he was inducted onto the Board as Executive Director in January 2010. Mr. Rangan is also on the boards of several HDFC group companies: HDFC Developers Limited, HDFC Holdings Limited, HDFC Investments Limited, HDFC Trustee Company Limited, HDFC Venture Capital Limited, HDFC Property Ventures Limited, Credila Financial Services Pvt Ltd., HDFC Education & Development Services Private Limited. Apart from HDFC group of companies he is also on the boards of Atul Limited, IVF Advisors Private limited, Ruralshores Business Services Pvt Ltd., and Cholamandalam Investment and Finance Company Ltd.
Ms. Sasikala Varadhachari, a Post Graduate in Economics (Madras University) and a CAIIB. She is a certificate holder in Financial Markets and Journalism. She is a retired Chief General Manager of SBI. She is highly knowledgeable and qualified Banker with rich international experience. She has participated in Trade conferences and hosted several delegations from India and worked very closely with the Ambassador of India in Israel. She established and ran profitably the first ever Indian Commercial bank operation at Tel Aviv, Israel. Apart from TVSCS, she is also on the Boards of TVS Motor Services Limited, Cholamandalam Distribution Services Ltd., Cholamandalam Securities Limited and Easyaccess Financial Services Limited.
Led by seasoned industry veterans with a combined experience of several decades, our leaders inspire us every day.
Venkatraman G has over 30 years of experience in financial services and telecom backed by a Bachelor’s degree in commerce and an MBA. He began his career with Standard Chartered Bank in 1988, where he spent 12 years, working both in India and the Middle East. After a brief two year stint in telecom, he returned to financial services with IDBI Bank and then ICICI Bank where he headed their Indian branches. Prior to joining TVS Credit, Venkatraman was the head of the retail and commercial business for Fullerton India Credit Company (a Temasek subsidiary).
Gopalakrishnan V is a Chartered Accountant with over 25 years of experience mainly in the area of Financial Services. He began his career with the TVS Group where he headed Treasury, IT and Planning Functions for Manufacturing and Technology companies in the group. His multi-faceted experience also covers implementing SAP, handling legal, internal audits, retail, corporate lending, US GAAP accounting and Mergers and Acquisitions. He is a member of the Association of Finance Professionals USA and Chairman of the Finance Company Association of India. He has been honoured for excellence in Finance at CFO 100 forum.
Rammohan S, the Chief Strategy Officer, holds BE & MBA degrees and has 24 years of sales experience in the automobile industry. In his role at TVS Credit, he dons the mantle of spearheading external growth. Believing that growing market share responsibly is the company’s main priority, he advocates doing business the way customers want to do business, supplying them with a full spectrum of products, while providing excellent customer service. His experience comes from the time spent in leading auto majors such as Tata Motors and TVS Motor.
An Economist by qualification, Biswadev has over 18 years of experience in financial services and automobile sales. Having worked across the length and breadth of India, he has interacted with diverse cultures and distribution systems. Understanding of people, creativity and bringing value to business from unexpected quarters has been his core competencies. Handling retail products is Biswadev’s forte – he was instrumental in launching the passenger vehicles business for Tata Motors in Emerging/Rural markets. In addition, he has also handled such diverse portfolios as Commercial vehicles, Two wheelers, Consumer durables and Personal loans. He also has extensive experience in IPO management, issuance of municipal bonds, selling mutual funds on liability ,fee-based business, and recovery processes. Prior to joining TVS Credit, Biswadev worked with various reputed companies, including Tata Motors, Tata Motors Finance, GE Money, Standard Chartered Loans, and ICICI Bank.
Anjaneya Prasad heads the development of new products at TVS Credit. An engineer by qualification, Prasad received his Bachelor’s Degree in Engineering from the Regional Engineering College, Bhopal, in addition to which he has completed the Executive Program in Business Management at IIM Calcutta. He leads the thrust in the development of business in the rural segment. He has over 14 years of experience in Rural Finance and has worked for companies like HDFC bank , ICICI Bank and Eicher Tractors. Prasad is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance.
Pravin is an Agriculture graduate from Gujarat Agricultural University. He is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance. He spearheads the credit services in the commercial and rural segments. With over 30 years of experience in Rural Finance and commercial lending, he brings an in-depth understanding of the intricacies of the segments and the challenges it throws up. Prior to joining TVS Credit, he was a Product Risk Manager for Retail Agriculture and Zonal Credit Head with HDFC Bank. His rich experience spans across organisations like Dhanalakshmi Bank, Kotak, Axis Bank and the State Bank of India.
A passionate credit and risk management professional with over 21 years of experience in retail financing, Anantha heads retail credit and Credit Operations for TVS Credit. In his earlier stint with Bajaj Auto Finance Ltd, he handled business development, channel management, and Credit & Risk policies and processes. Prior to joining TVS Credit in 2009, he was associated with Chola DBS , where he was responsible for the Two wheeler policies and processes. He specialises in setting up start-ups for lending operations, and policy and process capabilities to handle high volume retail portfolios. Anantha holds an Master’s Degree in Business Administration from Bharathiyar University, Coimbatore.
With over 25 years of experience in delivering key IT projects, Arul brings to the table an ability to deploy systems that transform business processes. An alumnus of Anna University, where he earned a Master’s Degree in Computer Applications, he has held responsible positions at Harita Infoserve Limited and TVS Electronics.
Jayashubha is a post graduate in Human resources from Madras University, having worked in the HR domain at manufacturing and services industries. She has to her credit over two decades of experience. She has worked with such companies as Titan Industries Limited, Ford India and Prasad Corporation. During her stint with Titan Industries she handled several challenging assignments, including managing Unions, negotiating wage settlements and handling the human resource aspect on the shop floor. She was a key member in the setting up of recruitment process and Diversity Committee for workers at Ford Motor Company. She then worked with Prasad Corporation, which is the pioneer in the post-production business of film-making in India. Here, she took up the challenge of establishing and setting up the HR processes at the Pan-India level, which is a first in that industry and she completed it successfully. She currently heads Human Resources at TVS Credit. Under her leadership, the employee count of TVS Credit has risen from 300 employees to 10000 employees spread over 3200 locations across the country. She is responsible for setting up well-defined employee performance management systems, rewards and recognition platforms, HR metrics using HR analytics and various employee engagement programs.
Charandeep Singh heads Marketing and CRM at TVS Credit. With over 13 years of experience in marketing, sales, CRM, and strategy across BFSI and automotive companies, he has led various initiatives in brand communication, market research, digital business, analytics, and customer relationship management. He has been at the helm of several transformational initiatives, including the development of corporate websites and mobile apps, and several award-winning brand campaigns. He has also successfully executed programs to enhance customer experience and engagement, thereby enabling effective cross-sell business. An agricultural engineer by training, Charandeep also holds an MBA degree in marketing from Narsee Monjee Institute of Management Studies, Mumbai. Widely regarded as a leading practitioner of marketing in the financial services industry, he has received several prestigious awards, including the prestigious Youth Achiever of the Year at the Rural Marketing Awards 2017 and The Best Visibility and Visual Campaign of the Year at RMAI Flame Awards Asia 2018.
Dhinesh R, Chief Manager - Data Analytics, won an award in the Data Science Transformers Category at the Analytics50 Awards, presented at MachineCon 2018
The most Influential Rural Marketing Professional was awarded to Mr Rammohan, Chief Strategy Officer, in recognition of his impactful rural marketing initiatives.
We won accolades for our Internal Job Posting Practice and Employee Engagement Strategies at the prestigious Indian HR Convention.
Our employee engagement, skill development, and HR management strategies won us accolades at the prestigious World Petro Coal Congress organised by the Energy and Environment Foundation.
Our technology-centric initiatives won us an award in the Best Use of Mobile Technology in Financial Services category at the South Asia BFSI awards, organised by CHRO Asia.
We won a Bronze for our 2018 Wall Calendar and an appreciation award for our FY '18 Annual report at the PRCI Collateral Awards 2018, organised by the Public Relations Council of India.
We won the Best BFSI company award for our Consumer Durable Loans campaign at the ET Now Makers of Developed India Awards 2018.
Our CEO won the Best CEO of the Year Award at the South India's Best BFSI Awards for turning the company around and making it profitable.
We won the TransUnion-CIBIL Data Quality Awards in the Fast and Upcoming Financial Institutions in India Category.
We won this award for our innovative HR practices in training using the AIDEE model - Analyse, Design, Develop, Implement, Evaluate.
We won this accolade for our HR Innovation through Technology In Training, which entailed a structured mentorship program to improve performance of field force executives and reduce attrition of staff.
TVS Motor Company, parent of TVS Credit, was formed in 1980 and was the first automobile company to manufacture two seater 50CC Moped and the first to come out with 100CC Motorbike. TVS Motor is India’s most trusted brand in two wheeler category, selling around 2 million vehicles annually.
Sundaram-Clayton Limited was established in 1962 in collaboration with Clayton Dewandre Holdings Plc. (WABCO Automotive) pioneering the manufacture of air brake systems in India. SCL enjoys a major share of the Indian OEM market, as well as the domestic aftermarket, which it caters to through a strong and well spread-out distribution network SCL-Brakes division is the first company in India and fourth company outside Japan to win the Deming award for achieving distinctive performance improvements through TQM. In 2002, SCL-Brakes division was awarded Japan Quality Medal. It is the first company in India and second outside Japan to win this prestigious award for continual application of TQM for priority issues to achieve business results. The company's Die Casting Division, from being a captive supplier to the Brakes Division, is developing into a full-service supplier of aluminium components to a host of Indian and multi-national companies. Both the divisions are certified for QS 9000 and ISO 14001.
Harita provides complete seating solutions for automotive applications. Harita is the leading manufacturer of seating systems in India.
By far the largest manufacturer and distributor of plastic and rubber auto components in the country.
The SST (Srinivasan Services Trust), an organization initiated by Sundaram Clayton Ltd and TVS Motor Company Ltd for charitable purposes, has been promoting community development programmes in Tamil Nadu, Gujarat, Maharashtra and Karnataka.
We have received your message. Our representative will get in touch with you, shortly.
TVS Credit Services Limited
Jayalakshmi Estates, 29,
Haddows Road, Nungambakkam,
Chennai - 600006
For writing to us, our representative will shortly get in touch with you.