InstaCard can be used for a wide range of shopping, purchasing, and payment needs across both online and offline merchant networks. It covers categories such as consumer durables, electronic appliances, and digital products like smartphones and laptops, along with lifestyle items, home appliances, furniture, and more.
For Merchant Stores
InstaCard can be used across all TVS Credit empaneled dealer stores for purchases, including consumer durables and electronics.
For Online Shopping
You can do online purchases in the following states:
Andhra Pradesh, Assam, Bihar, Chhattisgarh, Delhi, Goa, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Pondicherry, Punjab, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand, and West Bengal.
For Bank Transfer
Bank transfer facility is available in the following states:
Andhra Pradesh, Bihar, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Pondicherry, Tamil Nadu, Telangana, Uttar Pradesh, and West Bengal.
For more details, download the TVS Credit Saathi App.
Disclaimer: TVS Credit may modify the list of states where bank transfer and online shopping services are available at any time. All services are subject to TVS Credit Internal Credit and Risk Policy.





