Features and Benefits

Eligibility and Documentation

Select your occupation type

  • Farmers with agri land in their own name (Max LTV 80%)
  • Non Farmers with Agri and Commercial usage (Max LTV 80%)
  • Farmers / Non Farmers with high equity - EXPRESS LOANS (Max LTV 60%)

Farmers with agri land in their own name (Max LTV 80%)

Duly filled application form with borrower’s, co borrower’s and guarantor’s photographs

ID proof, address proof and signature verification of the borrower as well as guarantor

Land documents as applicable and records of past loans availed if any

Non Farmers with Agri and Commercial usage (Max LTV 80%)

Duly filled application form with borrower’s, co borrower’s and guarantor’s photographs

ID proof, address proof and signature verification of the borrower as well as guarantor

Land documents as applicable and records of past loans availed if any

Farmers / Non Farmers with high equity - EXPRESS LOANS (Max LTV 60%)

Duly filled application form with borrower’s, co borrower’s and guarantor’s photographs

ID proof, address proof and signature verification of the borrower as well as guarantor

Land documents as applicable and records of past loans availed if any

Loan EMI Calculator

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Disclaimer
These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.

Knowledge Centre

Need more money to pay off your loan?
TVS Credit offers to sanction new loans against your current vehicle at a completely customised payment schedule where you choose the duration of the loan and can switch from a fixed-rate to an adjustable-rate.

Have a loan, but need more?
TVS Credit offers you Top Up Loans that help you do more than fulfil just one need. From home improvement to travel, a top up loan covers all your personal needs at a much more attractive interest rate.

FAQs

What is an EMI?

EMI stands for ‘Equated Monthly Instalments’. The instalment comprises two components – the principal and the interest. EMIs provide you with the ease and benefit of paying back your loan in fixed monthly payments over a long period of time.

Does TVS Credit offer any special schemes?

I am an existing customer; can I apply for another loan?

Will I be eligible for any special schemes after I have repaid my loan?

Do I have the option of foreclosing my loan?

How long does it take to get a loan?

Although my landholdings are small, I have other substantial sources of income. Can I get a tractor loan?

Will I require a guarantor?

What is the maximum tenure of the loan?

Can the instalments be marked to the harvest months?