If you exceed the monthly cap of 1,000 Reward Points, you will not earn additional points for online spending beyond this limit
Purchases made under the mentioned merchant categories will be excluded from reward points benefits, monthly, quarterly , airport lounge and annual milestone benefits: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.
Above mentioned exclusion is not applicable for international purchases and railway lounge benefit.