Venkatraman G has over 29 years of experience in financial services and telecom backed by a Bachelor’s degree in commerce and an MBA. He began his career with Standard Chartered Bank in 1988, where he spent 12 years, working both in India and the Middle East. After a brief two year stint in telecom, he returned to financial services with IDBI Bank and then ICICI Bank where he headed their Indian branches. Prior to joining TVSCS, Venkatraman was the head of the retail and commercial business for Fullerton India Credit Company (a Temasek subsidiary).
Gopalakrishnan V is a Chartered Accountant with 25 years of experience mainly in the area of Financial Services. He began his career with the TVS Group where he headed Treasury, IT and Planning Functions for Manufacturing and Technology companies in the Group. His multi-faceted experience also covers implementing SAP, handling legal, internal audits, retail and corporate lending, US GAAP accounting and Mergers and Acquisitions. He is a member of the Association of Finance Professionals USA and Secretary of the Finance Company Association of India. He has been honoured for excellence in Finance at CFO 100 forum.
Rammohan S, the Chief Strategy Officer, holds BE & MBA degrees and has 24 years of sales experience in the automobile industry. In his role at TVS Credit Services, he dons the mantle of spearheading external growth.
Believing that growing market share responsibly is the company’s main priority, he advocates doing business the way customers want to do business, supplying them with a full spectrum of products, while providing excellent customer service. His experience comes from the time spent in leading auto majors such as Tata Motors and TVS Motor.
An economist by qualification, Biswadev has over 18 years of experience in financial services and automobile sales. Having worked across the length and breadth of India, he has interacted with diverse cultures and distribution systems.
Handling retail products is Biswadev’s forte – he was instrumental in launching the passenger vehicles business for Tata Motors in rural markets. In addition, he has also handled such diverse portfolios as commercial vehicles, two wheelers, consumer durables and personal loans.
Anjaneya Prasad heads the development of new products at TVS Credit Services. An engineer by qualification, Prasad received his Bachelor’s Degree in Engineering from the Regional Engineering College, Bhopal, in addition to which he has completed the Executive Program in Business Management at IIM Calcutta. He leads the thrust in the development of business in the rural segment. He has over 14 years of experience in Rural Finance and has worked for companies like HDFC bank , ICICI Bank and Eicher Tractors.
Prasad is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance.
Pravin is an Agriculture graduate from Gujarat Agricultural University is a Certified Associate of the Indian Institute of Bankers (CAIIB) from India Institute of Banking and Finance. He spearheads the credit services in the rural segment. With over 23 years of experience in Rural Finance, he brings with him an in-depth understanding of the intricacies of the segment and the challenges it throws up. Prior to joining TVS Credit Services Ltd, he was a Product Risk Manager for Retail Agri and Zonal Credit Head with HDFC Bank. His rich experience spans across organizations like Dhanalakshmi Bank, Kotak, Axis Bank and the State Bank of India.
A passionate credit and risk management professional with over 21 years of experience in retail financing, Anantha heads retail credit and Credit Operations for TVS credit Services. In his earlier stint with Bajaj Auto Finance Ltd, he handled business development, channel management, and Credit & Risk policies and Processes. Prior to joining TVS Credit in 2009, he was associated with Chola DBS , where he was responsible for the Two wheeler policies and processes. He specialises in setting up start-ups for lending operations, and policy and process capabilities to handle high volume retail portfolios.Anantha holds an Master’s Degree in Business Administration from Bharathiyar University, Coimbatore.
With over 19 years of experience in delivering key IT projects, Arul brings to the table an ability to deploy systems that transform business processes. An alumnus of Anna University, where he earned a Master’s Degree in Computer Applications, he has held responsible positions at Harita Infoserve Limited and TVS Electronics.
Jayashubha is a post graduate in Human resources from Madras University, having worked in the HR domain at manufacturing and services industries. She has to her credit over two decades of experience. She has worked with such companies as Titan Industries limited, Ford India and Prasad Corporation. During her stint with Titan Industries she handled several challenging assignments, including managing Unions, negotiating wage settlements and handling the Human Resource aspect on the shop floor. She was a key member in the setting up of recruitment process and Diversity Committee for workers at Ford Motor Company. She then worked with Prasad Corporation, which is the pioneer in the post-production business of filmmaking in India. Here, she took up the challenge of establishing and setting up the HR processes at the Pan-India level, which is a first in that industry and she completed it successfully. She currently heads Human Resources at TVS Credit Service Limited. Under her leadership, the employee count of TVS Credit services has risen from 300 employees to 10000 employees spread over 3200 locations across the country. She is responsible for setting up well-defined employee performance management systems, rewards and recognition platforms, HR metrics using HR analytics and various employee engagement programs.
Leading Marketing & CRM at TVS Credit Services Limited, Charandeep is responsible for Brand Building, Digital Marketing, Customer Insights and CRM at TVS Credit. Charandeep holds a B.Tech. degree in Agricultural Engineering from Punjab Agricultural University (2002), and has completed his Master of Business Administration from Narsee Monjee Institute of Management Studies, Mumbai (2007). He is a gold medalist in both B.Tech. and MBA. Charandeep has over 12 years of experience across digital marketing, brand building, CRM, analytics, strategy and sales. Previously, he was associated with the Mahindra Group. He has spearheaded various challenging projects, the notable ones being Brand Campaigns for a leading BFSI, Analytics based cross-selling programs and Digital Offerings in Fixed Deposits. His marketing campaigns have won several awards over the years. He recently won the Youth Achiever of the Year award at the Rural Marketing awards held in Feb 2017.