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You will receive your credit score
report with in 72 hours on your email.
CIBIL or Credit Information Bureau (India) Limited score is a three digit summary of a borrower’s credit history, rating and report, and thus is an indication of any borrower’s credibility as well as their ability to repay business loans. Ranging from 300 to 900, this score is built over time and as borrowers take out business loans or any kind of credit for various purposes from lenders such as banks and financial institutions. Typically, the closer to 900 the score is, the better the rating will be.
There are few factors that contribute towards the assessment of the CIBIL score, including:
It means that there is no relevant information to report about the borrower’s credit history. It must be noted that credit score 1 can negatively impact the application for an online business loan.
CIBIL maintains credit information of more than 600 million individuals and 32 million businesses and therefore plays a vital loan in the loan application process.
When a potential borrower approaches a bank or a financial institution for small business loans, the lender will review their CIBIL score for credit-worthiness. If the score is low, the bank may not process the application further. But if the score is high, they might consider the application and review other details such as the requested amount, potential business loan interest rate, etc. before making the decision about sanctioning it.
Keeping a good and healthy CIBIL score is important and it can be achieved by practicing financial prudence: timely payment of credit card bills and EMIs, no defaulting on debt, etc.
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TVS Credit Services Limited
Jayalakshmi Estates, 29,
Haddows Road, Nungambakkam,
Chennai - 600006
Timing Details
24/7 for IVR Assisted.
9 AM-7 PM (Except Holidays) for Agent Assisted.
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If you have any query or issue, we request you to write to our customer care (helpdesk@tvscredit.com). We are committed to resolving your queries/issues. If you are not satisfied with the resolution provided you can write to the Grievance Redressal Officer.
Mr. Charandeep Singh Chawla, is appointed as the Grievance Redressal Officer (GRO) in accordance with the RBI Fair Practices Code and Digital Lending Guidelines.
Email: gro@tvscredit.com
Mobile: 7305963580 (Monday to Friday, 9:30AM to 6:00PM)
If the issue is not resolved within a period of one month, the customer may appeal to Regional Office of Reserve Bank of India under whose jurisdiction the registered office of the Company falls -
Officer-in-Charge
Regional Office of Department of Non-Banking Supervision (DNBS)
Reserve Bank of India, Fort Glacis, Rajaji Salai
Chennai 600 001, Tamil Nadu
Tel: 044 2539 3406