Terms and Conditions- Expired Offers

Sangeetha Anniversary Cashback Offer

*Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

1. This offer is valid only on select TVS Credit authorised Sangeetha outlets.

2. The maximum cashback reward is Rs.2000 for smartphones, Rs.3000 for consumer durables.

3. The cashback for 4 & 5 star AC is 10% of loan amount with maximum cashback up to Rs.5000.

4. Offer Period: 27/05/2025 to 06/07/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

Rs.3000 cashback on iPhone 16 series

1. Loan at the sole discretion of TVS Credit Services Limited

2. Offer period: 30th March 2025 to 29th June 2025.

3. This offer is only valid on iPhone 16 series smartphone across Unicorn stores in Punjab, Delhi, Gujarat, Himachal Pradesh, Haryana, Maharashtra, Goa, Punjab, Uttarakhand and Uttar Pradesh.

4. This offer is valid on loan amount of Rs.20,000 and above.

5. This offer is not valid for New to Credit (NTC) customers.

6. The cashback will be rewarded post successful payment of first 3 EMIs without any bounce

7. Customer is eligible for cashback only once during the offer period.

8. Processing fees and other applicable charges shall be payable.

9. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Rs.2000 cashback on iPhone 12, 13, 14 and 15 series

1. Loan at the sole discretion of TVS Credit Services Limited

2. Offer period: 30th March 2025 to 29th June 2025.

3. This offer is only valid on iPhone 12, 13, 14 and 15 series smartphone across Unicorn stores in Punjab, Delhi, Gujarat, Himachal Pradesh, Haryana, Maharashtra, Goa, Punjab, Uttarakhand and Uttar Pradesh.

4. This offer is valid on loan amount of Rs.20,000 and above.

5. This offer is not valid for New to Credit (NTC) customers.

6. The cashback will be rewarded post successful payment of first 3 EMIs without any bounce.

7. Customer is eligible for cashback only once during the offer period.

8. Processing fees and other applicable charges shall be payable.

9. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Two EMI Cashback on IFB AC & Refrigerator:

1. Loan at the sole discretion of TVS Credit Services Limited

2. This offer is valid on select IFB AC and Refrigerators at Aditya Vision outlets in Uttar Pradesh, Bihar and Jharkhand

3. Offer Period: 05/03/2025 to 30/06/2025.

4. This offer cannot be clubbed with any other cashback offer.

5. The cashback equal to 2 EMIs will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

6. Processing fees and other applicable charges shall be payable.

7. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8. This scheme is subject to the general terms and conditions as mentioned below.

10% upto Rs. 5000 – BAJAJ ELECTRONICS Cashback

1. Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 40,000/- for Refrigerator and Air Conditioner to be eligible for the cashback.

3. This offer is only valid in all Bajaj Electronics outlets in AP, TS, DL, HR & UP

4. Offer Period: 11/04/2025 to 30/06/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9. This offer is subject to the general terms and conditions as mentioned below.

Rs. 2025 Cashback offer – CG & ROMH2:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 20,000/- for Refrigerator and Rs. 30,000/- for Air Conditioner to be eligible for the cashback.

3. This offer is only valid in selected outlets of Chhattisgarh & Maharashtra (ROMH 2, *region categorisation used by TVS Credit).

4. Offer Period: 11/04/2025 to 30/06/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9. This offer is subject to the general terms and conditions as mentioned below

Rs.5000 cashback on 4 or 5 star Air Conditioners:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. This offer is valid only on select models of 4-star and 5-star rated energy-efficient air conditioners at select TVS Credit authorised outlets.

3. The cashback reward is lesser of either 10% of loan amount or Rs.5,000.

4. Offer Period: 21/05/2025 to 30/06/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer

InstaCard Ecom offer:

• The loan is at the sole discretion of TVS Credit Services Limited.

• Offer Period: 20th June 2025 to 30th June 2025.

• This offer is not applicable to customers located outside India.

• The offer is valid exclusively for online purchases and does not apply to offline transactions.

• This offer is available only to existing customers who book flight tickets using Instacard on selected online merchant platforms. To view the list of eligible merchant platforms, please click the following link: Geolocation – EMI Card.

• TVS Credit shall not be responsible for any technical issues or failures that occur during the flight ticket booking process.

• Five customers will be selected from all those who have completed a flight booking. The decision of TVS Credit shall be final. The selected customers will receive a Flipkart voucher worth ₹2,500, which will be sent to their registered mobile numbers via WhatsApp.

• The vouchers are provided by Flipkart. Please refer to Flipkart’s terms and conditions for voucher redemption. In case of any dispute related to the redemption of the Flipkart voucher, TVS Credit shall not be held liable.

• Cancellation of the flight ticket or the loan during the offer period will make the customer ineligible for the voucher.

• The jurisdiction for any disputes arising from this offer shall be Chennai.

• TVS Credit Services Limited may engage agents for sales, marketing, and customer onboarding related to this offer.

• This offer is subject to the general terms and conditions mentioned below.

Get Flat 1 EMI Cashback Offer – Terms and Conditions

1. Loans are at the sole discretion of TVS Credit Services Limited.

2. This offer is valid only from 21st December 2024 to 20th January 2025.

3. This offer is applicable only on:

• Consumer durable loans with a loan amount of ₹30,000 and above.

• Smartphone loans with a loan amount of ₹20,000 and above.

4. The cashback amount will be equivalent to the value of one EMI, with a maximum cap of:

• ₹5,000 on consumer durables.

• ₹3,000 on smartphones.

5. The offer is valid only on loan schemes with a total tenure of 10 months and above.

6. Applicable only at select TVS Credit authorised outlets.

7. Eligible customers include:

• Pre-approved base customers.

• Customers with a CIBIL score of 750 and above, with e-mandate registration mandatory for both.

8. Offer codes applicable: OFFER A and OFFER PA.

9. No two cashback offers can be clubbed together.

10. Cashback will be credited only after successful payment of the first three EMIs without any bounces or overdue.

11. All other standard loan-related terms and conditions shall apply.

Oppo Reno13 Series 5G – 10% Cashback Offer Terms and Conditions

1. Loans are at the sole discretion of TVS Credit Services Limited only.

2. The maximum cashback rewarded is ₹3,000.

3. The cashback offer is valid from 24th January 2025 to 31st January 2025.

4. The cashback is valid only for TVS Credit existing customers.

5. Eligible loan schemes include:

• 10|2, 11|2, 12|4, 15|5, 8|0, 7|0, 6|0

6. Cashback will be credited post successful payment of the first 3 EMIs, without any bounces or overdue.

Sony LED TVs – Get 1 EMI Off Offer Terms and Conditions

1. Loans are at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 17th January 2025 to 27th January 2025.

3. Offer is only applicable on the 18|6 scheme.

4. The offer is valid only on select Sony Bravia models of 43” and above.

5. The amount equivalent to one EMI will be rewarded to customer after successful completion of 3 EMIs without any bounce or overdue.

LG LED TV – Fixed EMI Offer Terms and Conditions

1. Loans are at the sole discretion of TVS Credit Services Limited.

2. The offer is available only under the Fixed EMI scheme of ₹2,499 and ₹3,499 with one down payment.

3. This offer is applicable only on select LG LED TVs.

4. The offer is available at TVS Credit authorised LG dealerships and is valid till 31st January 2025.

LG Refrigerator – Fixed EMI Offer Terms and Conditions

1. The offer is available only under the Fixed EMI scheme of ₹2,499 and ₹3,499 with one down payment.

2. This offer is applicable only on select LG refrigerators.

3. The offer is available at TVS Credit authorised LG dealerships and is valid till 31st January 2025.

Blue Star AC – Offer Terms and Conditions

1. The offer is valid till 31st Mar’25.

2. The offer is applicable on select models only. To see the models click here.

3. The offer can be availed only against selection of the following fixed No Cost EMI: INR 2400

4. The fixed EMI of Rs.2400 is only valid on loan Tenure up to 36 months with up to 5 Advance EMI’s.

5. Processing fees and other applicable charges shall be payable.

6. Loan is at the sole discretion of TVS Credit.

7. This offer is subject to the general terms and conditions as mentioned below.

Haier AC – Offer Terms and Conditions

1. The offer is valid till 28th February 2025.

2. The offer is applicable on select models only.

3. The offer can be availed only against the following fixed No Cost EMI of ₹1,999.

4. Processing fees and other applicable charges shall be payable.

5. Loan is at the sole discretion of TVS Credit.

6. This offer is subject to the general terms and conditions as mentioned below.

Haier LED TV – Offer Terms and Conditions

1. The offer is valid till 28th February 2025.

2. The offer is applicable on select models only.

3. The offer can be availed only against selection of any of the following fixed No Cost EMIs:
999, ₹1,999, ₹2,499, ₹2,999, ₹3,999, ₹6,999

4. Processing fees and other applicable charges shall be payable.

5. Loan is at the sole discretion of TVS Credit.

6. This offer is subject to the general terms and conditions as mentioned below.

Whirlpool AC – Offer Terms and Conditions

1. The offer is valid till 28th February 2025.

2. The offer is applicable on select models only. The offer is applicable on select models only. To see the models Click here.

3. The offer can be availed only on the fixed No Cost EMI of ₹2,199.

4. Processing fees and other applicable charges shall be payable.

5. Loan is at the sole discretion of TVS Credit.

6. This offer is subject to the general terms and conditions as mentioned below.

iPhone 16 – Offer Terms and Conditions

1. The offer is valid only till 28th February 2025.

2. An EMI of ₹4,704 is applicable for the 24|8 loan scheme.

3. Other loan schemes available include 18|6. (Interpretation of scheme format may be required: likely tenure|interest or EMI plan.)

4. Processing fees and other applicable charges shall be payable.

5. TVS Credit may engage agents in sales/marketing activities related to the offer and onboarding of customers.

6. Loan is at the sole discretion of TVS Credit.

Zero Down Payment on iPhone 13

1. The offer is only valid till 28th Feb’25.

2. The EMI of Rs.1933 is applicable for the loan scheme of 24/8.

3. The Zero Down Payment offer can be availed only against selection of the following schemes: 18|0 and 12|0

4. Other loan schemes available are 24|3.

5. Processing fees and other applicable charges shall be payable.

6. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

7. Loan is at the sole discretion of TVS Credit.

Zero Down Payment on vivo V40e

1. The offer is only valid on Vivo V40e and valid till 28th Feb’25

2. The Zero Down Payment can be availed only against selection of any of the following fixed No Cost EMI: 8|0 and 6|0

3. The schemes of 8|0, 17|5, 12|2 are not applicable for Mumbai region

4. Loan is at the sole discretion of TVS Credit.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

6. Processing fees and other applicable charges shall be payable.

Zero Down Payment on vivo x200:

1. The scheme is valid from 1st Feb’25 to 28 Feb’25.

2. The product is also available under the scheme with EMI options as mentioned below.
• 24 Months Tenure with 0 Downpayment
• 18 Months Tenure with 0 Downpayment,
• 24 Months Tenure with 6 months advance EMI
• 24 months tenure with 8 months advance EMI

3. Processing fees and other applicable charges shall be payable.

4. Loan is at the sole discretion of TVS Credit.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Zero Down Payment on itel Color Pro 5G:

1. The Zero Down Payment EMI can be availed on 8|0 loan scheme.

2. The scheme is valid from 1st Feb’25 to 28th Feb’25.

3. Loan is at the sole discretion of TVS Credit.

4. Processing fees and other applicable charges shall be payable.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Zero Down Payment on OPPO reno 13:

1. The Zero Down Payment EMI can be availed on any of the following loan schemes: 12|0, 11|0, 10|0, 9|0, 8|0, 7|0 and 6|0.

2. The scheme is valid from 1st Feb’25 to 28th Feb’25.

3. Loan is at the sole discretion of TVS Credit.

4. Processing fees and other applicable charges shall be payable.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Zero Down Payment on Tecno Spark 20 pro:

1. The scheme is valid from 1st Feb’25 to 28th Feb’25.

2. The Zero Down Payment is available as per the loan scheme tenure of 6 months.

3. Processing fees and other applicable charges shall be payable.

4. Loan is at the sole discretion of TVS Credit.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Fixed EMI on Bosch Appliances:

1. The offer is only valid on Bosch Refrigerator, Washing Machine and Dish Washer and valid till 28th Feb’25.

2. The offer can be availed only against selection of any of the following fixed No Cost EMI: INR 992, INR 1292, INR 1492, INR 2492.

3. Processing fees and other applicable charges shall be payable.

4. Loan is at the sole discretion of TVS Credit.

5. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

Rs.2000 cashback on iPhone 16e series

1. Loan at the sole discretion of TVS Credit Services Limited

2. Offer period: 25th April 2025 to 11th May 2025.

3. This offer is only valid on iPhone 16e series.

4. This offer is valid on the loan amount of Rs.35,940 on iPhone 16e 128GB, Rs.41,940 on iPhone 16e 256GB & Rs.53,940 on iPhone 16e 512GB.

5. This offer is valid on asset amount of Rs.59,900 on iPhone 16e 128GB, Rs.69,900 on iPhone 16e 256GB & Rs.89,900 on iPhone 16e 512GB.

6. This offer is valid for all customers.

7. The cashback will be rewarded within 30 days post successful payment of first 1 EMI without any bounce.

8. Whole loan journey to be completed within Offer period including login, validation & disbursement

9. Customer is eligible for cashback only once during the offer period.

10. Processing fees and other applicable charges shall be payable.

11. TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers.

10% upto Rs. 5000 – BAJAJ ELECTRONICS Cashback

1. Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 40,000/- for Refrigerator and Air Conditioner to be eligible for the cashback.

3. This offer is only valid in all Bajaj Electronics outlets in AP, TS, DL, HR & UP

4. Offer Period: 11/04/2025 to 31/05/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

9. This offer is subject to the general terms and conditions as mentioned below.

Rs. 2025 Summer Cashback offer:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 20,000/- for Refrigerator and Rs. 30,000/- for Air Conditioner to be eligible for the cashback.

3. Offer Period: 01/03/2025 to 30/06/2025.

4. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

5. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

6. Processing fees and other applicable charges shall be payable.

7. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8. This offer is subject to the general terms and conditions as mentioned below