Offers Terms & Conditions

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

5. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

6. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

7. Processing fees and other applicable charges shall be payable.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

5. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

6. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

7. Processing fees and other applicable charges shall be payable.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

5. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

6. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

7. Processing fees and other applicable charges shall be payable.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here.

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. These terms and conditions shall apply to the Magical Diwali Season 9 Contest (“Diwali Contest”) sponsored by TVS Credit Services Limited (“TVS Credit”) exclusively for customers availing loans from TVS Credit from 8th October 2026 to 16th November 2026, both days inclusive (“Contest Period”). Existing customers applying for a fresh loan from TVS Credit during the Contest Period are also eligible for the Diwali Contest.

2. This Diwali Contest shall be applicable to the following loan product categories and in the eligible states as specified below:

3. Participants shall upload a selfie with the financed product and answer a quiz by scanning the QR code/link available on the TVS Credit website, promotional banners, advertisements, or at partner dealer locations.

4. Applicable only for Gold Loan :

a. Customers of gold loan will be eligible to win assured silver coins on the participation in Magical Diwali Contest.

b. This offer is valid only for customers availing new gold loans for a minimum amount of Rs. 1,00,000/- and more. Customers availing renewal of existing gold loans shall not be eligible.

c. A maximum of one silver coin may be awarded per customer ID, if the participant holds two or more loan accounts, which shall be awarded solely in relation to the first loan availed during the Contest Period.

d. Under this Contest, the Silver Coin shall be awarded only to the first twenty-five (25) eligible customers per branch who avail a loan during the Contest Period, determined on a first-come, first-served basis.

e. Prizes will be awarded subject to availability of stock and the Contest Period.

f. TVS Credit makes no representation or warranty regarding the quality, purity, value or weight of the silver coin and shall not be held liable for any claims or disputes arising from the specifications of the silver coin. TVS Credit shall not be deemed to be the seller or distributor of such product.

5. Every participant will be eligible for an assured gift voucher. All such gift vouchers shall be governed by the terms and conditions as stipulated by the issuer of such gift vouchers.

6. In addition, the participants shall also be eligible for Daily, Weekly, and Mega prizes subject to terms and conditions as mentioned below.

7. Winner Selection:

a. The participant who is the fastest to answer all questions in the quiz correctly shall be eligible to be included in the winner pool.

b. The winner pool shall be categorized into Daily Prize Winners, Weekly Prize Winners and Mega Prize Winners and shall be awarded with various prizes in form of vouchers and/or other products.

8. In case the winner is awarded:

a. Product: Any product provided as prize shall carry the standard warranty terms issued by the respective manufacturer. TVS Credit shall not be responsible for the fitness, merchantability, performance, service, or any defect in such product. All claims, disputes, or warranty-related issues shall be addressed directly between the winner and the manufacturer. TVS Credit shall not be deemed to be the seller or distributor of such product.

b. Third-Party Vouchers: Any voucher issued by a third party shall be governed solely by the terms and conditions of the issuing entity. Winner shall redeem the voucher subject to terms and conditions and instructions specified on voucher. The winner shall be responsible for complying with such terms. TVS Credit shall not be liable for the usability, redemption, or any dispute arising from such vouchers, which shall be resolved directly between the winner and the issuing third party.

9. TVS Credit’s role is limited to facilitating the delivery of such vouchers or product, and TVS Credit shall not assume any responsibility beyond such facilitation.

10. Winner Selection and Prize Delivery

a. The winners shall be determined by TVS Credit based on the criteria set forth herein. The decision of TVS Credit in this regard shall be final and binding.

b. All winners and prizes shall be announced by TVS Credit through its official accounts on popular social media platforms and TVS Credit Magical Diwali Microsite. The details of the prize along with its conditions for delivery/collection shall be communicated to the winners registered email ID and mobile number. By participating, winners consent to the publication of their names for promotional purposes, unless they notify TVS Credit in writing to opt out.

c. The communication will include details such as the nature of the prize, the mode of collection or delivery, and the timeline for collection or delivery. The winner must collect or take delivery of the prize within the specified timeline mentioned in the communication. Failure to do so will result in forfeiture of the prize, without any further obligation on the part of TVS Credit.

d. TVS Credit reserves the right to verify the identity of the winner before delivery of the prize and for such purpose it may seek relevant information and/or valid documents as may be required. The prize shall be delivered to the participant’s registered address within a period of 02 (two) months from the conclusion of the campaign period as mentioned. The Participant shall provide the details and copy of pan card to TVS Credit for regulatory purposes only.

e. In case the prize is a voucher issued by a third party; it shall be delivered to the winner’s registered email address/WhatsApp.

f. No cash or monetary equivalent shall be provided in lieu of any prize under any circumstances. TVS Credit reserves the right to exclude any person or individual from the Diwali Contest at any time by any reason whatsoever.

g. You are advised not to post your loan details or any personal information on any social media platforms. All information relating to the Magical Diwali Contest shall be published on TVS Credit Magical Diwali microsite.

11. In case the winner is required to collect the prize at any specified location, the same shall be done by the Winner only. No third party on behalf of the Winner shall be entitled to collect the prize.

12. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All customers who participate hereby agree and give express consent to TVS Credit for the Diwali Contest that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Magical Diwali Contest.

13. TVS Group employees, blood relations of employees, agents, dealers, vendors etc are not eligible to participate in the Magical Diwali Contest.

14. The images of the prizes depicted on the press ads/posters etc., are for illustrative purposes only and the actual prize may vary from the depiction made. All images used to depict prizes are proprietary to the respective brand/manufacturer.

15. Any fraudulent conduct on the part of the participant shall lead to disqualification. Cancellation of the loan shall lead to disqualification. Participants availing loan through InstaCard must submit the invoice evidencing the purchase of the financed product. Such invoice must contain the full address of the participant in absence of which the participant shall be disqualified. Decision of TVS Credit shall be final and binding in this regard.

16. TVS Credit reserves the right to change, defer, alter or cancel this Magical Diwali Contest in part or in full, or change any of all the terms and conditions of the Diwali Offer without intimation to the participant. The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

17. Participation in Magical Diwali Contest is voluntary, and the loan can be availed from TVS Credit without participating in the Magical Diwali Contest as well.

18. Participating in this Magical Diwali Contest is deemed acceptance of the above terms and conditions by the Participant.

19. General Terms & Conditions Apply.

20. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

21. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

22. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

23. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

24. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

25. This offer is subject to the general terms and conditions as outlined below.

26. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C

27. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

28. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited. For more details, visit: www.tvscredit.com/offers-tnc

2. Offer Period: 01/10/2026 to 22/11/2026.

3. This offer is valid only on select models of Samsung TV Panels at TVS Credit at TVS Credit authorised Channel Partners.

4. The cashback is applicable only on loan scheme of 18 months tenure with 6 months down payment.

5. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

6. Processing fees and other applicable charges shall be payable.
This offer is not applicable to customers located outside India.

7. This Offer is only valid Pan India.

8. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited. For more details, visit: www.tvscredit.com/offers-tnc

2. Offer Period: 01/10/2026 to 22/11/2026.

3. This offer is valid only on select models of Haier TV Panels at TVS Credit authorised Channel Partners.

4. The cashback is applicable only on loan scheme of 18 months tenure with 6 months down payment.

5. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

6. Processing fees and other applicable charges shall be payable.
This offer is not applicable to customers located outside India.

7. This Offer is only valid Pan India.

8. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited. For more details, visit: www.tvscredit.com/offers-tnc

2. Offer Period: 01/10/2026 to 22/11/2026.

3. This offer is valid only on select models of Bosch Washing Machine at TVS Credit authorised Channel Partners.

4. The cashback is applicable only on loan scheme of 18 months tenure with 6 months down payment.

5. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

6. Processing fees and other applicable charges shall be payable.

7. This offer is not applicable to customers located outside India.

8. This Offer is only valid Pan India.

9. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

10. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

11. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

12. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

13. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited. For more details, visit: www.tvscredit.com/offers-tnc

2. Offer Period: 01/10/2026 to 22/11/2026.

3. This offer is valid only on select models of Sony TV Panels at TVS Credit authorised Channel Partners.

4. The cashback is applicable only on loan scheme of 18 months tenure with 6 months down payment.

5. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

6. Processing fees and other applicable charges shall be payable.

7. This offer is not applicable to customers located outside India.

8. This Offer is only valid Pan India.

9. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

10. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

11. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

12. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

13. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

5. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

6. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

7. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here.

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

5. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

6. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

7. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here.

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

5. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

6. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

7. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

5. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

6. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

7. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

8. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

9. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

10. This offer is subject to the general terms and conditions as outlined below.

11. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here

12. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

13. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 01/10/2026 to 30/11/2026.

3. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

4. This offer is not applicable to customers located outside India.

5. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

6. Exchange offer shall be applicable on select TVS models only and may vary from region to region, subject to the submission of all requisite documents and information.

7. Interest rate of 5.99% is applicable for all TVS models except TVS Apache 310 series and TVS Ronin series.

8. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

13. This offer is subject to the general terms and conditions as outlined below.

14. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here.

15. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

16. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 01/10/2026 to 30/11/2026.

3. Magical Diwali Offer Period: 08/10/2026 to 16/11/2026

4. This offer is not applicable to customers located outside India.

5. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

6. Exchange offer shall be applicable on select TVS models only and may vary from region to region, subject to the submission of all requisite documents and information.

7. Interest rate of 5.99% is applicable for all TVS models except TVS Apache 310 series and TVS Ronin series.

8. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

13. This offer is subject to the general terms and conditions as outlined below.

14. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or click here.

15. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

16. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 01/10/2026 to 30/11/2026.

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers.

5. Exchange offer shall be applicable on select TVS models only and may vary from region to region, subject to the submission of all requisite documents and information.

6. Interest rate of 5.99% is applicable for all TVS models except TVS Apache 310 series and TVS Ronin series.

7. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

8. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

9. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

10. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

11. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

12. This offer is subject to the general terms and conditions as outlined below.

13. All references to logos, brand names, and other intellectual property belonging to any other brands (the “Owner”) in this document are the exclusive property of the Owner. To read terms and conditions related to the Magical Diwali Season 9 contest, please visit https://tvscs.in/MDS09_T&C or Click here.

14. Do not post your loan details on any social media platforms. All information related to your loan must be shared in TVS Credit Magical Diwali microsite only.

15. Images used are for representation purposes only and actual prize may vary from the depiction made. Prizes will be awarded subject to availability of stock and the Contest Period.

1. Contest period – The Contest takes place every Monday and is valid through Monday for participants to give their response. Only entries submitted during the Contest Period will be considered.

2. Eligibility
This contest is open to all Indian residents aged 18 years and above with a valid social media account.

3. Contest Mechanism
• Participants are required to answer the quiz question posted on our official social media handle by commenting on the post.
• The winner will be determined based on the first correct answer received in the comments section.
• Unless otherwise stated in the Contest post, only one entry per participant will be considered. Where a participant submits multiple comments, only the participant’s first eligible response will be evaluated. Entries submitted through direct messages, replies to stories, reposts, or any method other than the method specified above will not be considered.

3. Reward
• The selected winner will receive an Amazon voucher worth up to ₹500. The vouchers shall be governed by the terms and conditions as issued by Amazon and TVS Credit shall not be responsible for the same.

4. Winner Selection Criteria
• Only the first correct response will be considered for winning. the timestamp recorded or displayed by the social-media platform will prevail.
• The selected winner must have a genuine, active social media profile.
• Profiles identified as fake, inactive, or created solely for contest participation will be disqualified at the brand’s discretion.
• Participants who have previously won in earlier quiz contests may not be eligible for selection again, to ensure fair opportunity for all.

5. Disqualification
TVS Credit may disqualify an entry or participant where it reasonably determines that the participant has:
a. used bots, scripts, automated tools, multiple accounts, impersonation, or other unfair means.
b. manipulated or attempted to manipulate the Contest or its results.
c. submitted false or misleading information.
d. infringed any third-party intellectual property, privacy, or other rights.
e. posted unlawful, abusive, discriminatory, threatening, defamatory, obscene, offensive, or irrelevant content.
f. breached these Terms and Conditions or the applicable social-media platform policies; or
g. otherwise acted fraudulently or in a manner that undermines the integrity of the Contest.
TVS Credit may request reasonable information to verify that an account or entry is authentic. Disqualification will not be based solely on the age of an account, frequency of posting, or TVS Credit’s subjective opinion regarding the participant’s social media activity.

6. Announcement of Winner
• The winner will be announced on our official social media handle within a reasonable timeframe post the contest.
• The decision of the brand regarding the winner selection shall be final and binding.

7. Prize Fulfilment
• Winners may be required to share valid contact details via direct message for prize fulfilment.
• Failure to respond within the stipulated timeline may result in delayed gratification.

8. Personal Data
TVS Credit may collect and process personal information of winner solely for:
a. verifying eligibility.
b. contacting the winner.
c. delivering the Prize.
d. preventing fraud or misuse; and
e. complying with applicable legal and regulatory requirements.
All collection and processing of personal data shall be as per TVS Credit’s All collection and processing of personal data shall be as per TVS Credit’s privacy policy.

9. Modification, Suspension or Cancellation
TVS Credit may modify, suspend, postpone, or cancel the Contest at its sole discretion without any prior notice.

10. Governing Law and Jurisdiction
The Contest and these Terms and Conditions will be governed by the laws of India and courts in Chennai shall have exclusive jurisdiction to decide disputes arising out these terms and conditions.

11. Acceptance
Participation in the Contest constitutes the participant’s acceptance of these Terms and Conditions.

If there is any inconsistency between the Contest post and these Terms and Conditions, these Terms and Conditions will prevail, unless the Contest post expressly states that it amends a specified provision of these Terms and Conditions.

1. Loan at the sole discretion of TVS Credit Services Limited (“TVS Credit”).

2. Offer Validity: 1/09/2026 to 30/10/2026.

3. This offer is not applicable to customers located outside India.

4. The offer is valid only on offline purchases of Oppo and Vivo mobile phones (all variants) from TVS Credit’s authorized dealers, for transactions processed through a Pine Labs POS machine.

5. This offer is exclusively available only to existing customers availing new consumer durable loan from TVS Credit by purchasing Oppo/Vivo brand mobile phones.

6. Customers availing the loan will receive a voucher worth ₹300 from Amazon Seller Service Private Limited (“Amazon”). Please refer to Amazon terms and conditions for voucher redemption.

7. In case of any dispute related to the redemption of the Amazon voucher, TVS Credit shall not be held liable.

8. The voucher will be sent to the customers via SMS/WhatsApp to their registered mobile number on or before 30th September 2026.

9. Cancellation of loan during the offer period will make the customer ineligible for the voucher.

10. Jurisdiction for any dispute arising from this offer shall be Chennai.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage agents for sales, marketing, and customer onboarding related to this offer.

13. This offer is subject to the General Terms and Conditions.

1. Loan at the sole discretion of TVS Credit Services Limited {“TVS Credit”}

2. This offer is subject to the general terms and conditions set out below.

3. This offer is valid from:

a. For TVS Credit Eligible Employees – 01/04/2026 – 31/10/2026

b. For TVS Credit Existing Customers – 13/07/2026 to 31/10/2026

4. Customers and employees availing the loan shall be eligible for cashback of up to 3% on loan valued below ₹35,000 and up to 5% on loan valued at ₹35,000 and above, subject to a maximum cashback of ₹12,500.

5. This offer is exclusively available to employees and existing customers of TVS Credit who avail an E-commerce loan from TVS Credit for the online purchase of Apple products through the R360 website.

6. The offer shall be exclusively available to customers with a CIBIL score of 730 and above.

7. This offer is not applicable to offline transactions or purchases made on any other e-commerce platforms.

8. Employee or Customer will be ineligible for Cashback in the event of cancellation or return of any product purchased during the Offer Period.

9. The cashback shall be credited to the customer’s bank account only upon successful payment of the first three EMIs without any delay or default.

10. Processing fees and other applicable charges shall be payable.

11. All disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Chennai.

12. TVS Credit Services Limited reserves the right to engage agents for sales, marketing, and customer onboarding activities in connection with this offer.

1. Loans at sole discretion of TVS Credit Services Limited only

2. Funding of vehicle will be based on customer’s profile

3. Duration of loan approval may vary depending on the external parameters

4. The Scheme is subject to all applicable central, state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time by any reason whatsoever.

6. This Scheme is applicable only for the individual who purchases two-wheeler from TVS Credit authorised dealers and multi-brand outlets (MBO) and also avails two-wheeler loan from TVS Credit across India.

7. This Scheme is not applicable for institutional, organisational or corporate purchases.

8. This Scheme is open for all the individuals with the exception of employees of TVS Credit and their relatives, agents, distributors, dealers etc of TVS Credit.

9.The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers who participate hereby agree and give express consent to TVS Credit for the Offer that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Offer.

11.Processing fees and other applicable charges shall be payable.

12.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers

13. In case of dispute/difference with reference to Scheme, then the courts at Chennai shall have exclusive jurisdiction to entertain the same..

14. TVS Credit reserves the right to change, defer, alter or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

15.The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

16. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable.

1. The Offer and/or Scheme is intended for the individual recipient only and cannot be assigned or passed on to someone else. Additionally, it cannot be used in conjunction with any other promotions or discounts. The Offer and/or Scheme does not hold any cash value, cannot be extended beyond its validity period, and cannot be negotiated or altered in any way.

2. Participation in the Offer and/or Scheme is voluntary.

3. Sanction of Loan is at the sole discretion of TVS Credit.

4. In all matters related to the Scheme and Cashback computation, the decision of TVS Credit shall be final, conclusive, and binding on the customer, and shall not be disputed or challenged by the customer.

5. These Terms shall be in addition to and not in substitution/ derogation to the Loan Terms and Conditions, KFS, Sanction Letter, signed by the customer with TVS Credit.

6. TVS Credit shall not be liable in any manner for any loss, damage, or claim arising from the use of, or otherwise related to, any goods purchased by the customer under the Offer and/or Scheme; or caused by the delivery of such goods. .

7. TVS Credit holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods offered by the seller. Any dispute or claim regarding the goods purchased by the customer by availing this Offer shall be resolved by the customer with the seller directly without any reference or liability to TVS Credit.

8. TVS Credit reserves the right to disqualify or remove any seller, Dealer, Store or customer from the benefits of the Offer and/or Scheme if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer and/or Scheme. The decision of TVS Credit in this regard shall be final.

9. The Offer and/or Scheme is not available wherever prohibited and/ or on products for which such programs cannot be offered for any reason whatsoever. The Offer and/or Scheme shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.

10. TVS Credit shall not be obligated to make any public announcements of the results of the Offer and/or Scheme.

11. Any person availing of any Offer and/or Scheme as listed on this website shall be deemed to have accepted these General Terms and Conditions.

12. By participating in the Offer and/or Scheme, the customer agrees to be bound by these General Terms and Conditions. Participation is entirely voluntary and shall be deemed as such by the participants.

13. Any taxes, liabilities, or charges payable to the government, statutory authorities, or participating establishments that arise for the qualified customer shall be solely borne by them. Additionally, any service charges or other charges related to the Offer and/or Scheme may also be the responsibility of the customer.

14. Nothing contained herein amounts to a commitment by TVS Credit to conduct further, similar or other offers or schemes.

15. TVS Credit reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers or scheme with another offer or scheme, whether similar to this or not, or to extend or withdraw it altogether.

16. The offer and / or Scheme listed on the Website are by way of a special offer co-funded by TVS Credit & the seller/manufacturer for and nothing contained herein shall prejudice or affect the Loan Terms and Conditions executed by the customer with TVS Credit. The terms of the above schemes shall be in addition to and not in derogation of the Loan Terms and Conditions.

17. Under no circumstances will the benefit offered under the Offer and / or Scheme be settled in cash in lieu thereof by TVS Credit.

18. Any query regarding the program will be entertained till 30 days from the posting date. After said date the TVS Credit will not entertain any correspondence or communication regarding this Program from the cardholder.

19. All communication/ notices with regards to this Scheme should be addressed to “TVS Credit Services Limited, Jayalakshmi Estates, No. 29, Haddows Road, Chennai, Tamil Nadu- 600006.

20. All disputes related to the scheme are subject to the exclusive jurisdiction of the competent courts/tribunals of Chennai.

Product Feature: Up to 125% funding on External Balance Transfer for eligible Used Tractor customers.

Eligibility Criteria:

1. Applicable for all Used Tractors.

2. Applicable only for External Balance Transfer (EBT) cases.

3. Customer must have a CIBIL Score of 730 or above.

4. Tractor age should be 12 years or less.

5. Applicable for all Asset Sub-Types.

6. Customer Appscore should be categorized as Ultra Low Risk.

7. Loan-to-Value (LTV) eligibility: More than 100% and up to 125%, subject to TVS Credit’s assessment.

8. Above Product is offered only in the following locations here.

9. The Product is offered unless modified, suspended or withdrawn by TVS Credit at its sole discretion with or without prior notification.

10. Loan is at the sole discretion of TVS Credit. Loan eligibility and funding amount shall be determined by TVS Credit based on its credit assessment, asset valuation, repayment capacity, internal policies, and applicable regulatory requirements. Meeting the eligibility criteria does not guarantee loan sanction or funding up to 125%. The offer is subject to verification of customer information, documents, ownership records, repayment history and other due diligence requirements. Loan sanction shall be subject to TVS Credit’s credit, risk, legal, technical, and operational assessments and shall remain at the sole discretion of TVS Credit.

11. All loans shall be subject to the execution of requisite loan documentation and compliance with the terms and conditions therein. Loan terms and conditions shall apply.

12. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

13. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable.

1. Loans at the sole discretion of TVS Credit Services Limited only.

2. Funding the vehicle will be based on the customer’s profile.

3. The duration of loan approval may vary depending on external parameters.

4. The Scheme is subject to all applicable central and state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time for any reason whatsoever.

6. This Scheme is applicable only to individuals purchasing a used car from authorised dealers, channel partners, or other approved sources and availing a Three Wheeler Loan from TVS Credit across India.

7. This Scheme is not applicable to institutional, organizational, or corporate purchases.

8. This Scheme is open to all individuals except employees of TVS Credit and their relatives, agents, distributors, dealers, etc. of TVS Credit.

9. The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers participating in the Scheme hereby expressly consent to TVS Credit contacting them through calls, SMS and/or email in connection with the Scheme, notwithstanding their registration under NDNC/DND.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage the services of agents for sales, marketing, customer onboarding, and other activities relating to the Scheme.

13. In case of any dispute or difference arising in relation to the Scheme, the courts at Chennai shall have exclusive jurisdiction.

14. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or amend any of the terms and conditions thereof without prior notice.

15. The decision of TVS Credit shall be final in all respects, and no communication, queries, or complaints shall be entertained in this regard.

16. Failure to exercise, or any delay in exercising, any right or remedy available under these terms or under applicable law shall not constitute a waiver of such right or remedy.

17. Other loan-related terms and conditions shall also apply.

1. Loans at the sole discretion of TVS Credit Services Limited only.

2. Funding the vehicle will be based on the customer’s profile.

3. The duration of loan approval may vary depending on external parameters.

4. The Scheme is subject to all applicable central and state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time for any reason whatsoever.

6. This Scheme is applicable only to individuals purchasing a used car from authorised dealers, channel partners, or other approved sources and availing a Three Wheeler Loan from TVS Credit across India.

7. This Scheme is not applicable to institutional, organizational, or corporate purchases.

8. This Scheme is open to all individuals except employees of TVS Credit and their relatives, agents, distributors, dealers, etc. of TVS Credit.

9. The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers participating in the Scheme hereby expressly consent to TVS Credit contacting them through calls, SMS and/or email in connection with the Scheme, notwithstanding their registration under NDNC/DND.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage the services of agents for sales, marketing, customer onboarding, and other activities relating to the Scheme.

13. In case of any dispute or difference arising in relation to the Scheme, the courts at Chennai shall have exclusive jurisdiction.

14. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or amend any of the terms and conditions thereof without prior notice.

15. The decision of TVS Credit shall be final in all respects, and no communication, queries, or complaints shall be entertained in this regard.

16. Failure to exercise, or any delay in exercising, any right or remedy available under these terms or under applicable law shall not constitute a waiver of such right or remedy.

17. Other loan-related terms and conditions shall also apply.