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Offers Terms & Conditions

2026 Apache No Cost EMI – MH Region

Validity: 01/06/2026 to 31/07/2026

  • 1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

  • 2. For more details, visit: https://www.tvscredit.com/offers-tnc/

  • 3. Offer Period: 01/06/2026 to 31/07/2026.

  • 4. This offer is not applicable to customers located outside India.

  • 5. The offer is valid exclusively for offline purchases from TVS Credit’s authorised dealers in Maharashtra.

  • 6. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

  • 7. The displayed EMI of Rs. 2778 is calculated basis loan scheme of 18 months EMI and a down payment of Rs. 136311. Any change in the basic loan scheme shall affect the EMI amount accordingly.

  • 8. Savings of upto Rs.10,000 is calculated when a customer makes a down payment of 136311 with a loan amount of 18 months tenure.

  • 9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

  • 10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

  • 11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

  • 12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

  • 13. This offer is subject to the general terms and conditions as outlined below.

Sangeetha 52nd Anniversary Offer

Validity: 15/06/2026 to 05/07/2026

  • A. Device Protection Offer

  • 1. Loan at the sole discretion of TVS Credit Services Limited.

  • 2. This offer is provided and governed by the terms and conditions of Sangeetha Mobiles Private Limited. This offer is provided at the sole discretion of Sangeetha Mobiles Private Limited and TVS Credit shall not be held liable for any disputes arising in connection with the offer.

  • 3. Offer period: 15/06/2026 to 05/07/2026

  • 4. Processing fees and other applicable charges shall be payable.

  • 5. TVS Credit may engage services of agents in sales / marketing etc. of the offer and onboarding of customers

  • 6. Offer is applicable only in select Sangeetha Mobiles outlets in Tamil Nadu, Andhra Pradesh, Telangana and Karnataka states only.

  • 7. Images used for representation purposes only.

  • 8. For any queries related to loan kindly contact TVS Credit sales representative.

  • B. Anniversary offer

  • 1. Loan at the sole discretion of TVS Credit Services Limited.

  • 2. This contest is conducted and governed by the terms and conditions of Sangeetha Mobiles Private Limited. Selection of winners will be at the sole discretion of Sangeetha Mobiles Private Limited and TVS Credit shall not be held liable for any disputes arising in connection with the contest.

  • 3. Offer period: 31/05/2026 to 05/07/2026

  • 4. Processing fees and other applicable charges shall be payable.

  • 5. TVS Credit may engage services of agents in sales / marketing etc. of the offer and onboarding of customers

  • 6. Contest is conducted only in select Sangeetha Mobiles outlets in Tamil Nadu, Andhra Pradesh, Telangana, and Karnataka states only.

  • 7. This contest is only for the customers availing TVS Credit Consumer Durable or Mobile loan at select Sangeetha outlets.

  • 8. The prize shall be awarded after the offer period ends.

  • 9. Images used for representation purposes only.

  • 10. For any queries related to loan kindly contact TVS Credit sales representative.

1 EMI Cashback* on Sony LED TVs at No Cost EMI

Validity: 05/06/2026 to 20/07/2026

  • 1. 1 EMI Cashback* on Sony LED TVs at No Cost EMI

  • 2. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

  • 3. For more details, visit: https://www.tvscredit.com/offers-tnc/

  • 4. Offer Period:05/06/2026 to 20/07/2026.

  • 5. This offer is only valid at TVS Credit authorised outlets in West Bengal, Assam, Kerala and Goa.

  • 6. This offer is valid on select SONY TV PANELS under the loan tenure of 18 months with 6 months down payment.

  • 7. The cashback will be credited post successful payment of first 3 EMIs without any bounce.

  • 8. Processing fees and other applicable charges shall be payable.

2026 Apache Low ROI Offer – MH Region

Validity: 01/06/2026 to 31/07/2026

  • 1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

  • 2. For more details, visit: https://www.tvscredit.com/offers-tnc/

  • 3. Offer Period: 01/06/2026 to 31/07/2026.

  • 4. This offer is not applicable to customers located outside India.

  • 5. The offer is valid exclusively for offline purchases from TVS Credit’s authorised dealers in Maharashtra.

  • 6. Low-rate Interest of 2.99%, 4.99% and 5.99%. shall be applicable only on selected models 2026 Apache – 160cc, 180cc and 200cc subject to the submission of all requisite documents and information.

  • 7. Savings of upto Rs.10,000 is calculated when a customer makes a down payment of 90661 with 2.99% rate of interest and 18 months tenure or makes a down payment of 91116 with 4.99% rate of interest and 24 months tenure

  • 8. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

  • 9. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

  • 10. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

  • 11. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

  • 12. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

  • 13. This offer is subject to the general terms and conditions as outlined below.

10% Instant Discount With Ecom Loans On Flipkart

Validity: 13/05/2026 to 05/07/2026

  • 1. The loan is at the sole discretion of TVS Credit Services Limited.

  • 2. Offer Period: 13/05/2026 to 05/07/2026

  • 3. This offer is not applicable to customers located outside India.

  • 4. The offer is valid exclusively for online purchases and does not apply to offline transactions.

  • 5. This offer is exclusively applicable to online purchases of any product from any brand on the Flipkart merchant website, with a minimum order value of ₹10,000, when opting for a 6-month or more EMI tenure.

  • 6. This offer does not apply to purchases from other e-commerce websites.

  • 7. TVS Credit will not be responsible for any technical issues or failures that occur during the purchase.

  • 8. On purchase of the product, customers will receive an instant discount of up to ₹750 on mobile phones and up to ₹1,000 on large appliances.

  • 9. The jurisdiction for any disputes arising from this offer shall be Chennai.

  • 10. TVS Credit may engage agents for sales, marketing, and customer onboarding related to this offer.

  • 11. This offer is subject to the general terms and conditions mentioned below.

  • 12. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

  • 13. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit shall be final and binding.

Two Wheeler Loan Offer Terms and Conditions

  • 1. Loans at sole discretion of TVS Credit Services Limited only

  • 2. Funding of vehicle will be based on customer’s profile

  • 3. Duration of loan approval may vary depending on the external parameters

  • 4. The Scheme is subject to all applicable central, state laws and regulations of India.

  • 5. TVS Credit reserves the right to exclude any person from the Scheme at any time by any reason whatsoever.

  • 6. This Scheme is applicable only for the individual who purchases two-wheeler from TVS Credit authorised dealers and multi-brand outlets (MBO) and also avails two-wheeler loan from TVS Credit across India.

  • 7. This Scheme is not applicable for institutional, organisational or corporate purchases.

  • 8. This Scheme is open for all the individuals with the exception of employees of TVS Credit and their relatives, agents, distributors, dealers etc of TVS Credit.

  • 9.The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

  • 10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers who participate hereby agree and give express consent to TVS Credit for the Offer that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Offer.

  • 11.Processing fees and other applicable charges shall be payable.

  • 12.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers

  • 13. In case of dispute/difference with reference to Scheme, then the courts at Chennai shall have exclusive jurisdiction to entertain the same..

  • 14. TVS Credit reserves the right to change, defer, alter or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

  • 15.The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

  • 16. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
    Other loan related Terms and Conditions shall also be applicable.

General terms and conditions – Consumer Durable Offers & Schemes

  • 1. The Offer and/or Scheme is intended for the individual recipient only and cannot be assigned or passed on to someone else. Additionally, it cannot be used in conjunction with any other promotions or discounts. The Offer and/or Scheme does not hold any cash value, cannot be extended beyond its validity period, and cannot be negotiated or altered in any way.

  • 2. Participation in the Offer and/or Scheme is voluntary.

  • 3. Sanction of Loan is at the sole discretion of TVS Credit.

  • 4. In all matters related to the Scheme and Cashback computation, the decision of TVS Credit shall be final, conclusive, and binding on the customer, and shall not be disputed or challenged by the customer.

  • 5. These Terms shall be in addition to and not in substitution/ derogation to the Loan Terms and Conditions, KFS, Sanction Letter, signed by the customer with TVS Credit.

  • 6. TVS Credit shall not be liable in any manner for any loss, damage, or claim arising from the use of, or otherwise related to, any goods purchased by the customer under the Offer and/or Scheme; or caused by the delivery of such goods. .

  • 7. TVS Credit holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods offered by the seller. Any dispute or claim regarding the goods purchased by the customer by availing this Offer shall be resolved by the customer with the seller directly without any reference or liability to TVS Credit.

  • 8. TVS Credit reserves the right to disqualify or remove any seller, Dealer, Store or customer from the benefits of the Offer and/or Scheme if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer and/or Scheme. The decision of TVS Credit in this regard shall be final.

  • 9. The Offer and/or Scheme is not available wherever prohibited and/ or on products for which such programs cannot be offered for any reason whatsoever. The Offer and/or Scheme shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.

  • 10. TVS Credit shall not be obligated to make any public announcements of the results of the Offer and/or Scheme.

  • 11. Any person availing of any Offer and/or Scheme as listed on this website shall be deemed to have accepted these General Terms and Conditions.

  • 12. By participating in the Offer and/or Scheme, the customer agrees to be bound by these General Terms and Conditions. Participation is entirely voluntary and shall be deemed as such by the participants.

  • 13. Any taxes, liabilities, or charges payable to the government, statutory authorities, or participating establishments that arise for the qualified customer shall be solely borne by them. Additionally, any service charges or other charges related to the Offer and/or Scheme may also be the responsibility of the customer.

  • 14. Nothing contained herein amounts to a commitment by TVS Credit to conduct further, similar or other offers or schemes.

  • 15. TVS Credit reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers or scheme with another offer or scheme, whether similar to this or not, or to extend or withdraw it altogether.

  • 16. The offer and / or Scheme listed on the Website are by way of a special offer co-funded by TVS Credit & the seller/manufacturer for and nothing contained herein shall prejudice or affect the Loan Terms and Conditions executed by the customer with TVS Credit. The terms of the above schemes shall be in addition to and not in derogation of the Loan Terms and Conditions.

  • 17. Under no circumstances will the benefit offered under the Offer and / or Scheme be settled in cash in lieu thereof by TVS Credit.

  • 18. Any query regarding the program will be entertained till 30 days from the posting date. After said date the TVS Credit will not entertain any correspondence or communication regarding this Program from the cardholder.

  • 19. All communication/ notices with regards to this Scheme should be addressed to “TVS Credit Services Limited, Jayalakshmi Estates, No. 29, Haddows Road, Chennai, Tamil Nadu- 600006.

  • 20. All disputes related to the scheme are subject to the exclusive jurisdiction of the competent courts/tribunals of Chennai.

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