>

We, at TVS Credit, have a merit-based formal recruitment process. We never demand any fee or deposit from applicants during the recruitment process. Beware of fraudsters spoofing TVS Credit domain ID to send fraudulent emails/offers. Click here to know more.

Hamburger Menu Icon
<?$policy_img['alt']?>

Terms and Conditions of our loan offers

Vivo X200 FE Cashback

Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

1. This offer is valid only vivo X200 FE at TVS Credit authorised Croma outlets PAN India.

2. Offer Period: 23/07/2025 to 17/08/2025.

3. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

4. The cashback will be credited within 45 days after the successful payment of first 3 EMIs on or before due date.

5. Processing fees and other applicable charges shall be payable.

6. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

Vasanth Anniversary Cashback

*Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

1. Offer Period: 16/07/2025 to 20/07/2025.

2. This offer is valid only on select TVS Credit authorised Vasanth outlets.

3. This offer is only applicable on LED TV (55 inches and above), Washing Machine (8 kgs and above), Laptop (with loan amount of ₹40,000 and above) and smartphone (with loan amount of ₹25,000 and above).

4. The maximum cashback reward is ₹2500 for smartphone, ₹2000 for Washing Machine, ₹3000 for LED TV and ₹3500 for Laptop.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or existing TVS Credit customers.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

Aadi Cashback

*Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

1. Offer Period: 16/07/2025 to 31/07/2025.

2. This offer is valid only on select TVS Credit authorised select outlets.

3. This offer is only applicable on LED TV (55 inches and above), Washing Machine (8 kgs and above), Laptop (with loan amount of ₹40,000 and above) and smartphone (with loan amount of ₹25,000 and above).

4. The maximum cashback reward is ₹2500 for smartphone, ₹2000 for Washing Machine, ₹3000 for LED TV and ₹3500 for Laptop.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or existing pre-approved TVS Credit customers.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

Nandilath Cashback

*Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

1. Offer Period: 10/07/2025 to 09/08/2025.

2. This offer is valid only on select TVS Credit authorised Nandilath G-Mart outlets.

3. This offer is only applicable on smartphone with loan amount of ₹25,000 and above and on LED TV, Washing Machine, Air Conditioner, Refrigerator & Laptop with loan amount of ₹30,000 and above.

4. The maximum cashback reward is ₹2000 for smartphone and ₹3000 for LED TV, Washing Machine, Air Conditioner, Refrigerator & Laptop.

5. The cashback for 4 & 5 star AC is 10% of loan amount with maximum cashback up to ₹5000.

6. The cashback is only eligible for customers holding a CIBIL score of 750 & above or existing TVS Credit customers.

7. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

8. Processing fees and other applicable charges shall be payable.

Monsoon Cashback Season

Loan at the sole discretion of TVS Credit Services Limited.

1. This offer is valid only on Washing Machine (8 kg and above), LED TV (55 inches and above) and Laptops at TVS Credit authorised outlets PAN India.

2. The cashback reward is 5% of the loan amount with maximum capping of Rs.2000 for washing machine, Rs.3000 for LED TV and Rs.3500 for Laptop.

3. Offer Period: 01/07/2025 to 31/07/2025.

4. The cashback is only eligible for customers holding a CIBIL score of 750 & above or existing TVS Credit customers.

5. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

6. Processing fees and other applicable charges shall be payable.

7. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

Cashback offer on 4 or 5 star Air Conditioners at HARSHA outlets:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. This offer is valid only on select models of 4-star and 5-star rated energy-efficient air conditioners at select TVS Credit authorised HARSHA retail outlets (Prakash Retail Pvt. Ltd), Karnataka state only.

3. The cashback reward for 4 & 5 star AC is lesser of either 10% of loan amount or Rs.5,000.

4. Offer Period: 03/06/2025 to 31/07/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

Cashback offer on Consumer Durables at HARSHA outlets:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. This offer is valid only on select models of consumer durables at select TVS Credit authorised HARSHA retail outlets (Prakash Retail Pvt. Ltd), Karnataka state only.

3. The maximum cashback reward for consumer durables is Rs. 3,000/-.

4. The cashback reward for 4 & 5 star AC is lesser of either 10% of loan amount or Rs.5,000.

5. Offer Period: 03/06/2025 to 31/07/2025.

6. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

7. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

8. Processing fees and other applicable charges shall be payable.

9. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

Cashback offer on Mobile Phones at HARSHA outlets:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. This offer is valid only on select models of consumer durables at select TVS Credit authorised HARSHA retail outlets (Prakash Retail Pvt. Ltd), Karnataka state only.

3. The maximum cashback reward for Mobile phones is Rs. 2,000/-.

4. Offer Period: 03/06/2025 to 31/07/2025.

5. The cashback is only eligible for customers holding a CIBIL score of 50 & above or pre-approved customers selected at the discretion of TVS Credit.

6. The cashback will be credited within 60 days after the successful payment of first 3 EMIs on or before due date.

7. Processing fees and other applicable charges shall be payable.

8. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

 

Rs. 2025 Summer Cashback offer:

1. Loan at the sole discretion of TVS Credit Services Limited.

2. The minimum loan amount is Rs. 20,000/- for Refrigerator and Rs. 30,000/- for Air Conditioner to be eligible for the cashback.

3. Offer Period: 01/03/2025 to 30/06/2025.

4. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved customers selected at the discretion of TVS Credit.

5. The cashback will be credited within 60 days after the payment of first 3 EMIs without any bounces or overdue payments at the time of the payout process.

6. Processing fees and other applicable charges shall be payable.

7. TVS Credit may engage the services of agents for sales, marketing, and customer onboarding related to the offer.

8. This offer is subject to the general terms and conditions as mentioned below

General terms and conditions – Consumer Durable Offers & Schemes

• The Offer and/or Scheme is intended for the individual recipient only and cannot be assigned or passed on to someone else. Additionally, it cannot be used in conjunction with any other promotions or discounts. The Offer and/or Scheme does not hold any cash value, cannot be extended beyond its validity period, and cannot be negotiated or altered in any way.

• Participation in the Offer and/or Scheme is voluntary.

• Sanction of Loan is at the sole discretion of TVS Credit.

• In all matters related to the Scheme and Cashback computation, the decision of TVS Credit shall be final, conclusive, and binding on the customer, and shall not be disputed or challenged by the customer.

• These Terms shall be in addition to and not in substitution/ derogation to the Loan Terms and Conditions, KFS, Sanction Letter, signed by the customer with TVS Credit.

• TVS Credit shall not be liable in any manner for any loss, damage, or claim arising from the use of, or otherwise related to, any goods purchased by the customer under the Offer and/or Scheme; or caused by the delivery of such goods. .

• TVS Credit holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods offered by the seller. Any dispute or claim regarding the goods purchased by the customer by availing this Offer shall be resolved by the customer with the seller directly without any reference or liability to TVS Credit.

• TVS Credit reserves the right to disqualify or remove any seller, Dealer, Store or customer from the benefits of the Offer and/or Scheme if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer and/or Scheme. The decision of TVS Credit in this regard shall be final.

• The Offer and/or Scheme is not available wherever prohibited and/ or on products for which such programs cannot be offered for any reason whatsoever. The Offer and/or Scheme shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.

• TVS Credit shall not be obligated to make any public announcements of the results of the Offer and/or Scheme.

• Any person availing of any Offer and/or Scheme as listed on this website shall be deemed to have accepted these General Terms and Conditions.

• By participating in the Offer and/or Scheme, the customer agrees to be bound by these General Terms and Conditions. Participation is entirely voluntary and shall be deemed as such by the participants.

• Any taxes, liabilities, or charges payable to the government, statutory authorities, or participating establishments that arise for the qualified customer shall be solely borne by them. Additionally, any service charges or other charges related to the Offer and/or Scheme may also be the responsibility of the customer.

• Nothing contained herein amounts to a commitment by TVS Credit to conduct further, similar or other offers or schemes.

• TVS Credit reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers or scheme with another offer or scheme, whether similar to this or not, or to extend or withdraw it altogether.

• The offer and / or Scheme listed on the Website are by way of a special offer co-funded by TVS Credit & the seller/manufacturer for and nothing contained herein shall prejudice or affect the Loan Terms and Conditions executed by the customer with TVS Credit. The terms of the above schemes shall be in addition to and not in derogation of the Loan Terms and Conditions.

• Under no circumstances will the benefit offered under the Offer and / or Scheme be settled in cash in lieu thereof by TVS Credit.

• Any query regarding the program will be entertained till 30 days from the posting date. After said date the TVS Credit will not entertain any correspondence or communication regarding this Program from the cardholder.

• All communication/ notices with regards to this Scheme should be addressed to “TVS Credit Services Limited, Jayalakshmi Estates, No. 29, Haddows Road, Chennai, Tamil Nadu- 600006”.

• All disputes related to the scheme are subject to the exclusive jurisdiction of the competent courts/tribunals of Chennai.

Movie Tickets Offer:

1.Offer is valid for customers for customers residing in India only.

2.4mm will send SMS to customers who have successfully availed Two Wheeler Loans from TVS Credit.

3.Movie ticket reward will entitle every customer to redeem 2 movie tickets every month for consecutive six months by visiting 4mm redemption microsite. Link sent via sms.

4.The customer can book movie tickets across single & multi-screen movie theatres in India like PVR, Inox, Wave, Cinepolis, SRS, Miraj etc.

5.Customer can book movie tickets with 2-days advance notice and 2 preference between Monday to Thursday all shows excluding public holidays.

Two Wheeler Loan Offer Terms and Conditions :

1. Loans at sole discretion of TVS Credit Services Limited only

2. Funding of vehicle will be based on customer’s profile

3. Duration of loan approval may vary depending on the external parameters

4. The Scheme is subject to all applicable central, state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time by any reason whatsoever.

6. This Scheme is applicable only for the individual who purchases two-wheeler from TVS Credit authorised dealers and multi-brand outlets (MBO) and also avails two-wheeler loan from TVS Credit across India.

7. This Scheme is not applicable for institutional, organisational or corporate purchases.

8. This Scheme is open for all the individuals with the exception of employees of TVS Credit and their relatives, agents, distributors, dealers etc of TVS Credit.

9.The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers who participate hereby agree and give express consent to TVS Credit for the Offer that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Offer.

11.Processing fees and other applicable charges shall be payable.

12.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers

13. In case of dispute/difference with reference to Scheme, then the courts at Chennai shall have exclusive jurisdiction to entertain the same..

14. TVS Credit reserves the right to change, defer, alter or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

15.The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

16. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable.

Sign up for latest updates and offers

WhatsApp

Download App

Get in Touch