Offers Terms & Conditions

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. For more details, visit: https://www.tvscredit.com/offers-tnc

3. Offer Period:09/08/2026 to 15/08/2026.

4. This offer is valid only on select Apple iPhone, AirPods, Apple Watch, and iPad models at Kamal Infocom, with a minimum loan amount of ₹30,000 for iPhone, iPad, and Apple Watch, and ₹8,000 for AirPods.

5. The cashback is valid for customers with CIBIL score of 750 and above.

6. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any bounces.

7. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited. For more details, visit: https://www.tvscredit.com/offers-tnc/

2. Offer Period: 11/08/2026 to 16/08/2026.

3. This offer is valid only on select Haier TVs of 55 inches and above at TVS Credit authorised outlets across India.

4. The cashback is applicable only on loan scheme of 18 month tenure with 6 month down payment.

5. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

6. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. For more details, visit: https://www.tvscredit.com/offers-tnc/

3. Offer Period: 11/08/2026 to 17/08/2026.

4. This offer is valid only on select SONY TVs at TVS Credit authorised outlets in Kerala. 

5. The cashback is valid on loan scheme of 18 month tenure with 6 months down payment.

6. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any bounces.

7. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loans are offered at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 07/08/2026 to 16/08/2026.

3. This offer is valid only on select Samsung TVs of 55 inches and above at TVS Credit authorised outlets across India.

5. The cashback is applicable only on loan scheme of 18 month tenure with 6 month down payment.

6. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any EMI bounces.

7. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. This offer is valid from 08/08/2026 to 16/08/2026 and is applicable only on Consumer Durable and Smartphone Loans.

3. This offer is valid only at select TVS Credit authorised outlets pan India.

4. Flat ₹2,026 cashback is valid on loan amounts between ₹30,000 and ₹49,999.

5. Flat ₹3,100 cashback is valid on loan amounts of ₹50,000 or above.

6. An additional ₹2,000 cashback is valid on loan amounts of ₹30,000 or above and is applicable only to customers with an active credit card, as per the CIBIL bureau.

7. The cashback is only eligible for customers with a CIBIL score of 750 or above, or pre-approved TVS Credit customers, during the time of availing the loan.

8. This offer is applicable only on loan schemes with a net tenure of 12 months and above.
The cashback will be credited within 60 days after successful payment of the entire loan tenure without any EMI bounces.

9. Processing fees and other applicable charges shall be payable

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. For more details, visit: https://www.tvscredit.com/offers-tnc/

3. Offer Period:04/08/2026 to 16/08/2026.

4. This offer is valid only on select Hisense TVs of 43 inches and above at TVS Credit authorised outlets pan India except Vijay Sales and Croma.

5. The cashback is valid on loan scheme of 18 month tenure with 6 months down payment.

6. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any bounces.

7. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. For more details, visit: https://www.tvscredit.com/offers-tnc/

3. Offer Period: 01/08/2026 to 06/09/2026.

4. This offer is valid only on select SONY TVs at TVS Credit authorised outlets in Kerala. 

5. The cashback is valid on loan scheme of 18 month tenure with 6 months down payment.

6. The cashback will be credited within 60 days post successful payment of first 3 EMIs without any bounces.

7. Processing fees and other applicable charges shall be payable.

1.  Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 01/08/2026 to 31/08/2026.

3. This offer is subject to the general terms and conditions as outlined below.

4. Customers availing of the loan will receive a voucher worth ₹1,500 from Hindustan Petroleum Corporation Limited and a Car Care Kit from WaveX Auto Care. The voucher can be redeemed only through the HP Pay App and is subject to the HP Pay App’s applicable terms and conditions. Please refer to the HP Pay App terms and conditions for voucher redemption, product warranty, and support.

5. In case of any dispute related to the redemption of the HP Pay App voucher, and the product quality of Car Care kit, TVS Credit Services Limited (“TVS Credit”) shall not be held liable.

6. This offer is applicable only to the customers availing a Used Car Loan from TVS Credit.

7. The offer is valid exclusively for offline purchases from TVS Credit’s authorised OEM dealers.

8. Upon disbursement of the loan amount, the voucher shall be sent to the customer’s registered mobile number via SMS and/or WhatsApp, and the car care kit shall be delivered to the customer upon disbursal of the loan.

9. Customers are ineligible for the offer if the loan availed during the offer period is cancelled.

10. Offer is only available in Kerala region.

11. This offer is not applicable to customers located outside India.

12. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

13. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

14. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

15. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

16. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

17. This offer is subject to the general terms and conditions as outlined below.

1. Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 16/07/2026 to 16/08/2026.

3. This offer is not applicable to customers located outside India.

4. The offer is valid exclusively for offline purchases from TVS Credit’s authorized dealers in Tamil Nadu.

5. Exchange offer shall be applicable only on selected models {TVS XL100, Jupietr, Ntorq, Sport, Raider, Radeon, Apache 2V, Apache 4V, Ronin} subject to the submission of all requisite documents and information.

6. No cost EMI shall be applicable only on selected models {TVS Jupiter 110cc, TVS Ntorq 125cc and TSV Ntorq 150cc} subject to the submission of all requisite documents and information.

7. The loan tenure shall be determined based on the loan amount (derived from the asset value) and the fixed EMI selected by the customer.

8. Customers shall not be eligible for the offer if the loan is cancelled during the offer period.

9. TVS Credit Services Limited reserves the right to modify, withdraw, or discontinue the offer at any time without prior notice. The decision of TVS Credit should be final and binding.

10. Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts at Chennai.

11. TVS Credit Services Limited may engage agents or third parties for sales, marketing, and customer onboarding activities related to this offer.

12. This offer is subject to the general terms and conditions as outlined below.

1. Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. Offer Period: 15/07/2026 to 31/08/2026.

3. This offer is valid only at TVS Credit authorised RR and LFR dealerships.

4. Flat ₹1100 cashback is valid on Washing Machine with loan amount between ₹18,000 and ₹19,999.

5. Flat ₹2026 cashback is valid on Washing Machine with loan amount of ₹20,000 and above.

6. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved TVS Credit customers during the time of availing loan.

7. The cashback will be credited within 60 days post successful payment of entire loan tenure without any EMI bounces.

8. Processing fees and other applicable charges shall be payable.

1. *Terms and Conditions Apply. Loan at the sole discretion of TVS Credit Services Limited.

2. For more details, visit: https://www.tvscredit.com/offers-tnc/

3. Offer Period:15/07/2026 to 31/07/2026.

4. This offer is valid only at TVS Credit authorised RR and LFR outlets pan India on select Laptop models.

5. Flat ₹4000 cashback is valid on Laptops with loan amount between ₹40,000 and ₹49,999 and flat ₹5000 cashback on Laptops with loan amount of ₹50,000 above at net loan tenure of 12 months and above.

6. The cashback is only eligible for customers holding a CIBIL score of 750 & above or pre-approved TVS Credit customers during the time of availing loan.

7. The cashback will be credited within 60 days post successful payment of entire loan tenure without any EMI bounces.

8. Processing fees and other applicable charges shall be payable.

1. Loan at the sole discretion of TVS Credit Services Limited (“TVS Credit”).

2. Offer Validity: 1/08/2026 to 31/08/2026.

3. This offer is not applicable to customers located outside India.

4. The offer is valid only on offline purchases of Oppo and Vivo mobile phones (all variants) from TVS Credit’s authorized dealers, for transactions processed through a Pine Labs POS machine.

5. This offer is exclusively available only to existing customers availing new consumer durable loan from TVS Credit by purchasing Oppo/Vivo brand mobile phones.

6. Customers availing the loan will receive a voucher worth ₹300 from Amazon Seller Service Private Limited (“Amazon”). Please refer to Amazon terms and conditions for voucher redemption.

7. In case of any dispute related to the redemption of the Amazon voucher, TVS Credit shall not be held liable.

8. The voucher will be sent to the customers via SMS/WhatsApp to their registered mobile number on or before 31st July 2026.

9. Cancellation of loan during the offer period will make the customer ineligible for the voucher.

10. Jurisdiction for any dispute arising from this offer shall be Chennai.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage agents for sales, marketing, and customer onboarding related to this offer.

13. This offer is subject to the General Terms and Conditions.

1. Loan at the sole discretion of TVS Credit Services Limited {“TVS Credit”}

2. This offer is subject to the general terms and conditions set out below.

3. This offer is valid from:

a. For TVS Credit Eligible Employees – 01/04/2026 – 31/10/2026

b. For TVS Credit Existing Customers – 13/07/2026 to 31/10/2026

4. Customers and employees availing the loan shall be eligible for cashback of up to 3% on loan valued below ₹35,000 and up to 5% on loan valued at ₹35,000 and above, subject to a maximum cashback of ₹12,500.

5. This offer is exclusively available to employees and existing customers of TVS Credit who avail an E-commerce loan from TVS Credit for the online purchase of Apple products through the R360 website.

6. The offer shall be exclusively available to customers with a CIBIL score of 730 and above.

7. This offer is not applicable to offline transactions or purchases made on any other e-commerce platforms.

8. Employee or Customer will be ineligible for Cashback in the event of cancellation or return of any product purchased during the Offer Period.

9. The cashback shall be credited to the customer’s bank account only upon successful payment of the first three EMIs without any delay or default.

10. Processing fees and other applicable charges shall be payable.

11. All disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the courts in Chennai.

12. TVS Credit Services Limited reserves the right to engage agents for sales, marketing, and customer onboarding activities in connection with this offer.

1. Loans at sole discretion of TVS Credit Services Limited only

2. Funding of vehicle will be based on customer’s profile

3. Duration of loan approval may vary depending on the external parameters

4. The Scheme is subject to all applicable central, state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time by any reason whatsoever.

6. This Scheme is applicable only for the individual who purchases two-wheeler from TVS Credit authorised dealers and multi-brand outlets (MBO) and also avails two-wheeler loan from TVS Credit across India.

7. This Scheme is not applicable for institutional, organisational or corporate purchases.

8. This Scheme is open for all the individuals with the exception of employees of TVS Credit and their relatives, agents, distributors, dealers etc of TVS Credit.

9.The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers who participate hereby agree and give express consent to TVS Credit for the Offer that even if they are registered under NDNC, DND (Do not disturb), TVS Credit, will have the valid authority to call or send SMS and/or email such shortlisted participants, by virtue of them having voluntarily participated in the Offer.

11.Processing fees and other applicable charges shall be payable.

12.TVS Credit may engage services of agents in sales/ marketing etc. of the offer and onboarding of customers

13. In case of dispute/difference with reference to Scheme, then the courts at Chennai shall have exclusive jurisdiction to entertain the same..

14. TVS Credit reserves the right to change, defer, alter or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

15.The decision of TVS Credit shall be final in all regards and no communication, queries or complaints shall be entertained in this regard.

16. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable.

1. The Offer and/or Scheme is intended for the individual recipient only and cannot be assigned or passed on to someone else. Additionally, it cannot be used in conjunction with any other promotions or discounts. The Offer and/or Scheme does not hold any cash value, cannot be extended beyond its validity period, and cannot be negotiated or altered in any way.

2. Participation in the Offer and/or Scheme is voluntary.

3. Sanction of Loan is at the sole discretion of TVS Credit.

4. In all matters related to the Scheme and Cashback computation, the decision of TVS Credit shall be final, conclusive, and binding on the customer, and shall not be disputed or challenged by the customer.

5. These Terms shall be in addition to and not in substitution/ derogation to the Loan Terms and Conditions, KFS, Sanction Letter, signed by the customer with TVS Credit.

6. TVS Credit shall not be liable in any manner for any loss, damage, or claim arising from the use of, or otherwise related to, any goods purchased by the customer under the Offer and/or Scheme; or caused by the delivery of such goods. .

7. TVS Credit holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods offered by the seller. Any dispute or claim regarding the goods purchased by the customer by availing this Offer shall be resolved by the customer with the seller directly without any reference or liability to TVS Credit.

8. TVS Credit reserves the right to disqualify or remove any seller, Dealer, Store or customer from the benefits of the Offer and/or Scheme if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer and/or Scheme. The decision of TVS Credit in this regard shall be final.

9. The Offer and/or Scheme is not available wherever prohibited and/ or on products for which such programs cannot be offered for any reason whatsoever. The Offer and/or Scheme shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.

10. TVS Credit shall not be obligated to make any public announcements of the results of the Offer and/or Scheme.

11. Any person availing of any Offer and/or Scheme as listed on this website shall be deemed to have accepted these General Terms and Conditions.

12. By participating in the Offer and/or Scheme, the customer agrees to be bound by these General Terms and Conditions. Participation is entirely voluntary and shall be deemed as such by the participants.

13. Any taxes, liabilities, or charges payable to the government, statutory authorities, or participating establishments that arise for the qualified customer shall be solely borne by them. Additionally, any service charges or other charges related to the Offer and/or Scheme may also be the responsibility of the customer.

14. Nothing contained herein amounts to a commitment by TVS Credit to conduct further, similar or other offers or schemes.

15. TVS Credit reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers or scheme with another offer or scheme, whether similar to this or not, or to extend or withdraw it altogether.

16. The offer and / or Scheme listed on the Website are by way of a special offer co-funded by TVS Credit & the seller/manufacturer for and nothing contained herein shall prejudice or affect the Loan Terms and Conditions executed by the customer with TVS Credit. The terms of the above schemes shall be in addition to and not in derogation of the Loan Terms and Conditions.

17. Under no circumstances will the benefit offered under the Offer and / or Scheme be settled in cash in lieu thereof by TVS Credit.

18. Any query regarding the program will be entertained till 30 days from the posting date. After said date the TVS Credit will not entertain any correspondence or communication regarding this Program from the cardholder.

19. All communication/ notices with regards to this Scheme should be addressed to “TVS Credit Services Limited, Jayalakshmi Estates, No. 29, Haddows Road, Chennai, Tamil Nadu- 600006.

20. All disputes related to the scheme are subject to the exclusive jurisdiction of the competent courts/tribunals of Chennai.

Product Feature: Up to 125% funding on External Balance Transfer for eligible Used Tractor customers.

Eligibility Criteria:

1. Applicable for all Used Tractors.

2. Applicable only for External Balance Transfer (EBT) cases.

3. Customer must have a CIBIL Score of 730 or above.

4. Tractor age should be 12 years or less.

5. Applicable for all Asset Sub-Types.

6. Customer Appscore should be categorized as Ultra Low Risk.

7. Loan-to-Value (LTV) eligibility: More than 100% and up to 125%, subject to TVS Credit’s assessment.

8. Above Product is offered only in the following locations here.

9. The Product is offered unless modified, suspended or withdrawn by TVS Credit at its sole discretion with or without prior notification.

10. Loan is at the sole discretion of TVS Credit. Loan eligibility and funding amount shall be determined by TVS Credit based on its credit assessment, asset valuation, repayment capacity, internal policies, and applicable regulatory requirements. Meeting the eligibility criteria does not guarantee loan sanction or funding up to 125%. The offer is subject to verification of customer information, documents, ownership records, repayment history and other due diligence requirements. Loan sanction shall be subject to TVS Credit’s credit, risk, legal, technical, and operational assessments and shall remain at the sole discretion of TVS Credit.

11. All loans shall be subject to the execution of requisite loan documentation and compliance with the terms and conditions therein. Loan terms and conditions shall apply.

12. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or change any of all the terms and conditions of the Offer without intimation to the Customer or any other body or entity.

13. Failure to exercise or delay in exercising a right or remedy provided hereunder or by law does not constitute a waiver of the right or remedy of other rights and remedies on the part of TVS Credit.
Other loan related Terms and Conditions shall also be applicable.

1. Loans at the sole discretion of TVS Credit Services Limited only.

2. Funding the vehicle will be based on the customer’s profile.

3. The duration of loan approval may vary depending on external parameters.

4. The Scheme is subject to all applicable central and state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time for any reason whatsoever.

6. This Scheme is applicable only to individuals purchasing a used car from authorised dealers, channel partners, or other approved sources and availing a Three Wheeler Loan from TVS Credit across India.

7. This Scheme is not applicable to institutional, organizational, or corporate purchases.

8. This Scheme is open to all individuals except employees of TVS Credit and their relatives, agents, distributors, dealers, etc. of TVS Credit.

9. The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers participating in the Scheme hereby expressly consent to TVS Credit contacting them through calls, SMS and/or email in connection with the Scheme, notwithstanding their registration under NDNC/DND.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage the services of agents for sales, marketing, customer onboarding, and other activities relating to the Scheme.

13. In case of any dispute or difference arising in relation to the Scheme, the courts at Chennai shall have exclusive jurisdiction.

14. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or amend any of the terms and conditions thereof without prior notice.

15. The decision of TVS Credit shall be final in all respects, and no communication, queries, or complaints shall be entertained in this regard.

16. Failure to exercise, or any delay in exercising, any right or remedy available under these terms or under applicable law shall not constitute a waiver of such right or remedy.

17. Other loan-related terms and conditions shall also apply.

1. Loans at the sole discretion of TVS Credit Services Limited only.

2. Funding the vehicle will be based on the customer’s profile.

3. The duration of loan approval may vary depending on external parameters.

4. The Scheme is subject to all applicable central and state laws and regulations of India.

5. TVS Credit reserves the right to exclude any person from the Scheme at any time for any reason whatsoever.

6. This Scheme is applicable only to individuals purchasing a used car from authorised dealers, channel partners, or other approved sources and availing a Three Wheeler Loan from TVS Credit across India.

7. This Scheme is not applicable to institutional, organizational, or corporate purchases.

8. This Scheme is open to all individuals except employees of TVS Credit and their relatives, agents, distributors, dealers, etc. of TVS Credit.

9. The interest rate shall be subject to change and will depend on the customer profile and CIBIL score.

10. TVS Credit shall not be responsible for any NDNC (National Do Not Call) Registry regulation. All Customers participating in the Scheme hereby expressly consent to TVS Credit contacting them through calls, SMS and/or email in connection with the Scheme, notwithstanding their registration under NDNC/DND.

11. Processing fees and other applicable charges shall be payable.

12. TVS Credit may engage the services of agents for sales, marketing, customer onboarding, and other activities relating to the Scheme.

13. In case of any dispute or difference arising in relation to the Scheme, the courts at Chennai shall have exclusive jurisdiction.

14. TVS Credit reserves the right to change, defer, alter, or cancel this Scheme in part or in full, or amend any of the terms and conditions thereof without prior notice.

15. The decision of TVS Credit shall be final in all respects, and no communication, queries, or complaints shall be entertained in this regard.

16. Failure to exercise, or any delay in exercising, any right or remedy available under these terms or under applicable law shall not constitute a waiver of such right or remedy.

17. Other loan-related terms and conditions shall also apply.